Just ran through the bbc summary of the speech and the following piqued my interest Consumer Credit Bill Consumer credit laws are to be updated in an attempt to give people greater protection from unfair lending practices. About time. Personally i think the banks and credit card companies regularly rip people off. The regulator has already told them that their interest rates are too high, given the level of the bank rate. The whole thing smacks of industry collusion and cartel behaviour Constitutional Reform Bill This will pave the way for the creation of a Supreme Court. I wonder how this will work. Presumably it will still have to sit below the European Court, which is the court of last appeal. It will probably replace the house of lords as the highest court in the land Crossrail Bill This will pave the way for building the Crossrail link across London. Identity Cards Bill Moves towards the introduction of ID cards by 2008 are outlined. I have one question: What the bloody hell has Blunkett, been smoking?? he really scares me Railways Bill Legislation which the government says will "streamline the organisation of national rail system to improve performance". i'm begining to suspect that the government has a secret agenda of ruining the railways and the tube. Every govt railway policy has been a disaster. I wish they'd renationalise the whole bloody thing, but then they'd f**k that up too.