UK drivers: Buying a first car (second hand)

Discussion in 'Community Discussion' started by AppleMatt, Jul 25, 2006.

  1. AppleMatt macrumors 68000

    AppleMatt

    Joined:
    Mar 17, 2003
    Location:
    UK
    #1
    So I want a car. Lots of questions.

    1) Insurance groups - anywhere that lists these, so I can for example look down for Lamborghini Diablo and see that it's group 34535879 and I can't afford it, but the Peugeot 206 fits juts right in group whatever.

    2) Liters. I don't know the insurance/tax cutoff. Is it 1.1? Anywhere that this is listed in a table or whathaveyou.

    3) Insurance. Bastards want loads from me (but I've only checked two). Any recommendations on a good insurer, or a comparison site like uswitch.com but for car insurance?

    4) Cars. Open to suggestions. I'm thinking of buying it from a car supermarket, so basically a nice motor under 3 years old. Obviously things like a smaller engine for lower tax/insurance etc would be nice. A friend has a recent 206 which is quite nice, so perhaps something like that.

    Thanks guys.

    AppleMatt
     
  2. Chundles macrumors G4

    Chundles

    Joined:
    Jul 4, 2005
    #2
    1.6 litre - 1.8 litre
    Manual (cheaper and uses less petrol)
    Not too old
    Relatively compact yet from a brand with a long history in the UK so that sourcing parts is cheap and easy.

    206 if you can afford it would be superb.

    Be prepared to get slugged by the insurance companies, 18-25 pay the highest premiums of all.
     
  3. Fearless Leader macrumors 68020

    Joined:
    Mar 21, 2006
    Location:
    Hoosiertown
    #3
    and guys pay more that girls for insurance... yah it sucks and i dont know how its legal. isnt that like discrimination or something.
     
  4. EGT macrumors 68000

    EGT

    Joined:
    Sep 4, 2003
    #4
    You want something 1.2-1.4 litre. Big engines are just a waste in my opinion (for cars anyway :p ), ridiculous if you're in the city, insurance price goes up etc. I have an '04 Ford Zetec 1.4L which has done plenty of motorway journeys so it'll sit comfortably at 70 and push more if you want to. Great little car really although Ford messed me about when I was buying it so I'm biased against them ... and it's finished terribly to be honest. :p

    Definitely go and visit a car supermarket/showroom and see what catches your eye. Also check out the auto trader either online or pick one up at your local newsagents. There's always good deals in that.
     
  5. AppleMatt thread starter macrumors 68000

    AppleMatt

    Joined:
    Mar 17, 2003
    Location:
    UK
    #5
    Good stuff guys, thanks.

    I've bought an Auto Trader and also What Car? Price Guide. I'll take a look at a car supermarket either today or tomorrow. Saw a Clio that looked ok, and a good price too.

    Rokem, it's not discrimination it's statistics. Men have more accidents than women, therefore they're considered higher risk, therefore they pay more. Just like people with heart conditions pay more for life insurance - there's a greater chance they're going to die early.

    AppleMatt
     
  6. caveman_uk Guest

    caveman_uk

    Joined:
    Feb 17, 2003
    Location:
    Hitchin, Herts, UK
    #6
    Try the RAC for insurance. They're pretty reasonable. Admiral/Elephant quoted me less but they have a interesting reputation about being difficult to claim from.

    Small car-wise the 207, Clio and Suzuki Swift get good reviews from What Car.
     
  7. TBi macrumors 68030

    TBi

    Joined:
    Jul 26, 2005
    Location:
    Ireland
    #7
    I quite like my 1.9L beamer. Big engines do have a place :)

    Personally i'd buy a Clio. Lovely car and i've owned one. Fiesta if you want cheap and cheerful, the parts are plentiful. The 206 is good too but i hear it doesn't hold the road as well as other cars in it's class. The corsa is nice enough too.

    Unless you are older i'd say stick with a 1.2 or lower or else you'll be paying through the nose for insurance. My first car was 1.2 and at 24 i was still paying a premium (although i'm in rip off ireland_. A bigger car would have been a lot more.

    Also why only 3 years old? My clio was 5 years old when i bought it and i never had a problem with it and saved myself about half the price i would have paid for a younger model. Very useful to pay for the insurance.
     
  8. emotion macrumors 68040

    emotion

    Joined:
    Mar 29, 2004
    Location:
    Manchester, UK
    #8
    I'd look for something like a Seat Ibiza 1.2 (or 1.4). I'm not a fan of french cars because of the reliability. After a few french cars I'm not going back.

    Failing a Seat maybe a VW Polo or something like that (any VAG group car basically).

    You didn't mention budget.
     
  9. AppleMatt thread starter macrumors 68000

    AppleMatt

    Joined:
    Mar 17, 2003
    Location:
    UK
    #9
    Thanks for the ideas, I'll take a look at all of these. Not a fan of Vauxhalls but the corsa does look interesting. I was looking at the Ford Focus but it's really pushing it price wise. I'll take a look at the Fiesta then.

    As for budget, I initially thought around £3000 from private seller, but depending on the car I'm willing to goto £4500-5000 (obviously though cheaper is better!)

    AppleMatt
     
  10. Sesshi macrumors G3

    Sesshi

    Joined:
    Jun 3, 2006
    Location:
    One Nation Under Gordon
    #10
    Skoda? A Fabia is certainly within your budget. Not great for street cred but not a bad car. Insurance is low too.
     
  11. emotion macrumors 68040

    emotion

    Joined:
    Mar 29, 2004
    Location:
    Manchester, UK
    #11

    Or the similar Seat Ibiza (all VWs underneath). Or, for even cheaper, an Arosa.

    I didn't really get along with the Ford Fiesta we had.
     
  12. Applespider macrumors G4

    Applespider

    Joined:
    Jan 20, 2004
    Location:
    looking through rose-tinted spectacles...
    #12
    Watch out on the Corsas. Lots of driving schools use them so you might want to check the previous ownership out to avoid getting one where the clutch might be mostly worn down!

    I know a few people who have older Golfs though and have had very few problems.
     
  13. AppleMatt thread starter macrumors 68000

    AppleMatt

    Joined:
    Mar 17, 2003
    Location:
    UK
    #13
    Why not?

    Thanks for the further tips, I'll watch out for the corsas then. I'd like a Golf but we used to have a Gti and it was constantly vandalised, also there's the insurance issue with them - might look at a polo.

    It's annoying, they all have their up sides and down sides. When buying smaller items it's easy to get top of the range. When buying cars/houses, it's hard to get just above low end!

    AppleMatt
     
  14. mark2572 macrumors newbie

    Joined:
    Sep 2, 2006
    #14
    platebreaker website...

    Might be worth checking the reg number on this site when it's database is massive before byying a car, to see if the owner is a speek freak or summat!! And if the sites doing stuff for a car accident charity then respect ;)
     
  15. Maxiseller macrumors 6502a

    Maxiseller

    Joined:
    Jan 11, 2005
    Location:
    Little grey, chilly island.
    #15
    Tesco Car Insurance has good deals.

    I got my insurance half price than anywhere else, and I searched loadssssss of places!
     
  16. SpookTheHamster macrumors 65816

    SpookTheHamster

    Joined:
    Nov 7, 2004
    Location:
    London
    #16
    Take someone who knows about cars with you when you go to look at one, preferably a mechanic. Don't blindly trust the person who is selling you the car. Personally, I'd stay away from Peugeot/Citroen. I've always found them to be extremely vague to drive, the gears feel like stirring a pot of fondue. Fords are good cars, but they can be overpriced. The new shape Vauxhall Corsa is probably the easiest car in the world to drive, but as said before, check it's not been a driving school car.

    As for insurance, I found the RAC to be a very good price, especially if you include breakdown cover in the policy.

    Not true. Women have more accidents, but they tend to be cheaper. Women normally crash into walls/poles/signs/trees/parked cars when they park, men are more likely to crash at high speed, which is a lot more expensive for the insurance company.
     
  17. Markleshark macrumors 603

    Markleshark

    Joined:
    Aug 15, 2006
    Location:
    Carlisle, Up Norf!
    #17
    For a good company for Insurance I'd go for Direct Line. Especially if you've just passed your test. I looked for ages after id just passed my test and everywhere wanted £1000+ (For a 1.1 Pug 106) and I went to direct line and got it for £150 fully comp. Deffo worth checking out.
     
  18. Counterfit macrumors G3

    Counterfit

    Joined:
    Aug 20, 2003
    Location:
    sitting on your shoulder
    #18
    Uh...

    Anyways, always take a used car to a third party mechanic to have them look at it. Make sure you know what the problem areas of the car have been.
     
  19. wingsky macrumors member

    Joined:
    Jan 17, 2006
    Location:
    UK
    #19
    While you're shopping around for insurance, check out http://www.confused.com/. They compare a few different comanies (Churchill, Norwich Union etc), and it's all free. Very useful.
     
  20. Loge macrumors 68020

    Loge

    Joined:
    Jun 24, 2004
    Location:
    England
    #20
    Cheapest car insurance = strictist claims policy. You get what you pay for, mostly. And in general, men drive more than women accounts for most (not all) of the difference there.
     
  21. Xander562 macrumors 68000

    Xander562

    Joined:
    Apr 2, 2006
    #21
    same with colleges accepting more of one sex/race than another so that they have a more culturally diverse campus.
     
  22. Shaun.P macrumors 68000

    Shaun.P

    Joined:
    Jul 14, 2003
    Location:
    Omicron Persei 8
    #22
    I just got a Clio. 53 plate and 1.2 L engine. My insurance, third party was 1100 for 10 months (it's a bonus accelerator thing- after 10 months you get 1 years no claims). The Clio's are excellent, I love mine.
     
  23. MIDI_EVIL macrumors 65816

    MIDI_EVIL

    Joined:
    Jan 23, 2006
    Location:
    UK
    #23
    I have a banged up old Grey 1.2 Vauxhall Nova with a blue driver side door, on an F plate, cost me £270, 3 years ago. I've spent about £30 on parts in that 3 years, not including new tyres.

    Buy an old car!

    New cars are built to crap out, so you have to take it to over-priced dealers and get screwed on a part that costs more than my car.

    Rich.
     
  24. Shaun.P macrumors 68000

    Shaun.P

    Joined:
    Jul 14, 2003
    Location:
    Omicron Persei 8
    #24
    Don't buy an old car!

    I had a 1.0L Vauxhall Corsa 6 years old, and had it 4 months and in the first month parts came to around £700. I got it serviced, needed a new clutch, EGR valve, 5 new tyres, an off-side rear spring, new handbreak stuff. I have sold it because I did not enjoy driving it.

    I now have the Clio and love it.
     
  25. MIDI_EVIL macrumors 65816

    MIDI_EVIL

    Joined:
    Jan 23, 2006
    Location:
    UK
    #25
    6 years is certainly not OLD!!!

    There are ways of avoiding buying a car about to die, and all cars need their tyres changed, so you can't really bring that into it.

    A long M.O.T is one, inspecting the car thoroughly is another, whatever the value.

    There is not a single part on my car that costs more than £100.

    I would never buy a new car, or a car younger than 15 years for that matter.

    Rich.
     

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