What is the safest way to take payment?

Discussion in 'Buying Tips and Advice' started by wako, Mar 29, 2008.

  1. macrumors 65816

    Joined:
    Jun 6, 2005
    #1
    So im trying to take a payment for a sale that I have. Im shipping it out of the country (NO! not Nigeria!) and was wondering what is the safest way for me to take payments? I hate paypal so thats out of the question...


    direct deposits? :confused:
     
  2. macrumors 68000

    Joined:
    Sep 22, 2006
  3. macrumors 68020

    Joined:
    Dec 6, 2007
    #3
    Have him mail you the money in a padded envelope.

    On a serious note, I'm curious as to why you didn't determine this before the sale was finalized.
     
  4. macrumors demi-goddess

    digitalnicotine

    Joined:
    Jan 11, 2008
    Location:
    USA
    #4
    What country is it then? If you accept a postal money order, cashiers check, personal check, etc.. Just let them know you will need several business days for it to clear. This protects you, and allows you to avoid fees and protect your bank account information. Western Union is another option, as the fees and risks are on the buyers end, and you get cash before shipping.
     
  5. macrumors 6502

    Joined:
    Mar 11, 2006
  6. macrumors member

    Joined:
    Mar 2, 2008
    #6
    Yeah Western Union and Money Order are pretty good but how would the customer feel about sending money via these methods overseas. I would feel funny about it. Whats the problem with Pay Pal?
     
  7. macrumors 68000

    Much Ado

    Joined:
    Sep 7, 2006
    Location:
    UK
    #7
    He said 'safest' ;)
     
  8. macrumors member

    Joined:
    Mar 2, 2008
    #8
    yeah understood that, i was just asking out of curiousity, never had to use it so dont know much about it. (guess this isnt the place though)
     
  9. macrumors regular

    Joined:
    Feb 18, 2008
    Location:
    In the Redwoods, California
    #9
    Bank to Bank wire transfer.

    I've done several overseas transactions for large purchases with telescopes, and this by far is the safest way.

    There are fees that are applied to both parties, one for sending and the other for International exchange rates. This also requires you to give the sending party specific bank routing and account info, but is a very safe and secure way to exchange money.

    It's also pretty fast from the time it's sent to the time it actually posts to your account. I would contact your financial institution and ask them what's required.
     
  10. macrumors 68020

    Macky-Mac

    Joined:
    May 18, 2004
    #10
    receiving money orders can be dangerous too.....people do forge them after all. It can take days for a forged money order to get returned to your bank and then they're going to take the money back from your account......and if you've already shipped the item, you could be out of luck
     
  11. thread starter macrumors 65816

    Joined:
    Jun 6, 2005
    #11
    yeah money order no matter if its western union or not still isnt safe. :(


    i guess there really is no safe way of doing business over sea
     
  12. macrumors 601

    Joined:
    Jun 1, 2007
    Location:
    Chicago, IL, USA
    #12
    They're not all bad. USPS works well since they'll pay you in cash as it would be in their database as being legit. So you just get the money order, take it and the item to the post office, and ship the item once they give you the cash.

    But in situations like yours, international money orders are usually bad ideas.
     

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