I just looked in to PayPal, as I'll probably start buying/selling on eBay soon and I'm 10 posts away from being able to buy/sell on the Marketplace here. The personal account is free, but it can't accept debit and credit transactions. Do most people pay with these? (Assume that I'm not selling a computer... something under $200). Does it alert the other person that I can't use debit/credit? Anyways, what kind of account do you use? And if you have an alternative to PP, what is it?