Which Online Bank? (UK)

Discussion in 'Community Discussion' started by Red Velvet, Jan 23, 2007.

  1. Red Velvet macrumors newbie

    Joined:
    Jan 18, 2007
    #1
    I am thinking of opening an online bank account. Does anyone here, from the UK, have an online current account - do they offer decent benefits and are there any drawbacks that you've experienced.

    I presume you get the same cards as any highstreet bank etc?

    Thanks for your input.
     
  2. MacBoobsPro macrumors 603

    MacBoobsPro

    Joined:
    Jan 10, 2006
    #2
    No idea about benefits, but HSBC online banking is VERY easy to use.
     
  3. dalvin200 macrumors 68040

    Joined:
    Mar 24, 2006
    Location:
    Nottingham, UK
  4. Red Velvet thread starter macrumors newbie

    Joined:
    Jan 18, 2007
    #4
    Hi, I was actually meaning online only - I guess HSBC I would have to go in, sign up etc etc - then I would be eligible for online part of the account.

    What I'm looking for is completely online - a bit like smile I guess
     
  5. dalvin200 macrumors 68040

    Joined:
    Mar 24, 2006
    Location:
    Nottingham, UK
    #5
    to say it again - c a h o o t :p
     
  6. Red Velvet thread starter macrumors newbie

    Joined:
    Jan 18, 2007
    #6
    :D

    Thanks, that is the type of jobbie I'm looking for - any others?
     
  7. MacBoobsPro macrumors 603

    MacBoobsPro

    Joined:
    Jan 10, 2006
    #7
    Oh i got ya. My excuse for being stupid today is...

    *flicks through book*

    "A spider crawled into my ear and laid a clutch of eggs. The eggs hatched and are now feeding on my brain."
     
  8. dalvin200 macrumors 68040

    Joined:
    Mar 24, 2006
    Location:
    Nottingham, UK
    #8
    what do you have with your sausages, bacon and toast?

    answer: egg
     
  9. Applespider macrumors G4

    Applespider

    Joined:
    Jan 20, 2004
    Location:
    looking through rose-tinted spectacles...
    #9
    Not always. Some of the high street banks allow you to sign up and completely manage your account online without going near your branch.

    I bank with the Bank of Scotland but I haven't been in a branch in over 10 years ;)

    First Direct you can sign up and deal online with.
     
  10. robbieduncan Moderator emeritus

    robbieduncan

    Joined:
    Jul 24, 2002
    Location:
    London
    #10
    I'm with Bank of Scotland too, mostly as I've banked with them since before I knew what a bank account was. I've opened some accounts entirely online and only ever go into a branch to pay in cheques which is almost never.
     
  11. geese macrumors 6502a

    geese

    Joined:
    Oct 23, 2003
    Location:
    London, UK
    #11
    A highly recommended one is Smile - there seems to be lots of recommendations on the Money Saving Expert forums and more importantly it has an ethical banking policy. None of your cash being invested into plastic land mine companies.

    I'm currently with the Halifax, who are an decent bank. Their on-line service is very good, with decent interest rates on their current account, and a nice web-saver account. You could do worse then the Halifax.
     
  12. Red Velvet thread starter macrumors newbie

    Joined:
    Jan 18, 2007
    #12
    Thanks, I've actually just applied for an account with them

    I am with the Halifax currently, very good online service. Good bank over all. However, my ex-girlfriend works for them and I don't like the thought of anyone peeking into my account.

    Thanks for your help anyone. Still looking for more suggestions, if anyone has anything else to offer, great.
     
  13. notsofatjames macrumors 6502a

    notsofatjames

    Joined:
    Jan 11, 2007
    Location:
    Wales, UK
    #13
    I work for halifax too. Your ex-girlfriend doesnt have much of chance of peeking at your account. Every account we look at gets tracked, and your name put against it. Unless she had a legitimate reason to go into your account, she'd get fired for looking at it.
     
  14. FleurDuMal macrumors 68000

    FleurDuMal

    Joined:
    May 31, 2006
    Location:
    London Town
    #14
    I know you're looking for online only, but HSBC current account is really easy to use. You don't ever have to go into a branch - apart from to pay cash/cheques in (but you'd have to do that with any account).

    As for a savings account, Northern Rock is really good. Or at least it looked like the best one when I had a savings account, but I closed it because, well, I never had any savings :eek:
     
  15. BoyBach macrumors 68040

    BoyBach

    Joined:
    Feb 24, 2006
    Location:
    UK
    #15

    I can also recommend Smile - very good rates plus an etical policy. :)

    Alliance and Leicester also have very, very good rates, but no ethical policy :(
     

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