Yeah!!! My Car is Paid Off...

Discussion in 'Community Discussion' started by iGary, Nov 15, 2006.

  1. iGary Guest

    iGary

    Joined:
    May 26, 2004
    Location:
    Randy's House
    #1
    Yeah, right. :rolleyes:

    105,000 miles.

    October: Timing Belt - $495.00
    November: Front Struts - $215.00
    December; Two Front Control Arms Found During Above Repair: $700.00

    Still yet to go:

    Clutch: $550.00
    Brakes: $450.00
    Tires: $400.00
    110,000 Service: $400.00

    :rolleyes: "Wow no more car payment I get to save $350.00 every month. :rolleyes:

    Anyone else?
     
  2. skunk macrumors G4

    skunk

    Joined:
    Jun 29, 2002
    Location:
    Republic of Ukistan
    #2
    My annual service costs £700-£1,200. :(


    Servicing the car is even more.
     
  3. iGary thread starter Guest

    iGary

    Joined:
    May 26, 2004
    Location:
    Randy's House
    #3
    The thing that pisses me off is that the car has been immaculately maintained. Every factory service, the works.

    I think the three years in Washington DC roached the suspension, though, hence the shocks and broken control arms. :rolleyes:
     
  4. skunk macrumors G4

    skunk

    Joined:
    Jun 29, 2002
    Location:
    Republic of Ukistan
    #4
    Mine has major crises in components I didn't even know existed. That's the trouble with cars these days: you used to be able to fix just about anything with a hammer, a wrench and a screwdriver. Now you need some £200,000 computer before it'll even tell you the time of day. :mad:
     
  5. aquajet macrumors 68020

    Joined:
    Feb 12, 2005
    Location:
    VA
    #5
    I picked up my beetle from the dealership today. It's been in there since Friday for transmission repairs -- a new seal and a new oil cooler, plus a new filter and fluid. $1200

    Right now, it's in another shop for:

    timing belt $650
    coolant system flange (not sure yet)
    window regulator $280

    So after this week, I've paid $2130, not including the flange.

    At least I own it. It's got 154k miles. I'm hoping for at least another 100k.
     
  6. strider42 macrumors 65816

    strider42

    Joined:
    Feb 1, 2002
    #6
    It feels great doesn't it. I paid off my first car 5 years ago, and its let me save a bunch of money. My insurance is lower (car isn't worth anything), it gets decent gas mileage, and no monthly bill.

    I have spent a bunch on maintence over the last few years, way more than I wanted to (and I do every factory recmomended service and change the oil every 3000 miles). But its still been worth fixing it because a new car would cost more than that per year and the insurance costs would be higher as well. I just want to keep it going another 2 years so I can continue saving money so I can maybe start my own business in the future. At that point hopefully I can take on a monthly payment with no problem. I could do it now, but that would rpevent me from saving as much in the short term, and that's what its all about for me at this particular point in time.
     
  7. iGary thread starter Guest

    iGary

    Joined:
    May 26, 2004
    Location:
    Randy's House
    #7
    Yup - I used to do everything with my fvirst couple of cars.

    I wouldn't touch mine even if I had a slight clue.
     
  8. aquajet macrumors 68020

    Joined:
    Feb 12, 2005
    Location:
    VA
    #8
    My friend tried to talk me into just buying a new car. Why the hell should I pay 15k or more for a new car? Why not spend a couple grand to take care of a bunch of stuff and keep it going? My car is in primo shape and the two major components -- engine and transmission -- are in solid mechanical condition. Honestly, I don't know what some people are thinking. :rolleyes:
     
  9. WildCowboy Administrator/Editor

    WildCowboy

    Staff Member

    Joined:
    Jan 20, 2005
    #9
    Yowzers. I don't drive much...I've only got 33k on mine, and it's over six years old now. But the only thing I've had to put into it outside of oil changes and the usual maintenance is new brakes about a year ago. I had a few other things go wrong during the warranty period, but they were obviously all covered.

    I'll be taking it in for a new battery soon, as it's still the original and I don't want to stuck when it decides to conk out. Also having problems with the display on my stereo...it only works about 2% of the time.
     
  10. BoyBach macrumors 68040

    BoyBach

    Joined:
    Feb 24, 2006
    Location:
    UK
    #10
    I'm going to "pay off" the outstanding finance on my car this month (or maybe in December) so that I can sell it to help fund 2007.

    But before I can sell it, it needs a few things fixed:

    New MOT
    The drivers side lock doesn't "unlock" manually
    The driver's side window stutters and screeches when rising and lowering
    A small dent on the passenger door
    A tiny scratch in the bumper
    The rear bumper squeaks (it sounds like I'm smuggling a canary in the boot)
    The rear spoiler is working it's way loose

    So far I've bought some new dust caps (they were stolen and they only cost 99 pence in Motorworld :mad: ) and booked a MOT for this weekend.

    (Yes I have a list written down to help motivate me - it's not working!)
     
  11. Abstract macrumors Penryn

    Abstract

    Joined:
    Dec 27, 2002
    Location:
    Location Location Location
    #11
    My car is being serviced today. No problems, just oil change, and some other really bull**** type tasks that are probably easy to do, but will cost me $150 anyway. It's around 20 months old. :)
     
  12. vniow macrumors G4

    Joined:
    Jul 18, 2002
    Location:
    I accidentally my whole location.
  13. Graeme A macrumors 6502

    Graeme A

    Joined:
    Aug 6, 2003
    Location:
    Melbourne, Australia
    #13
    We were so happy to pay for our car a couple of years back. We paid it off early and saved about $5000 on interest.

    That letter telling us that Toyota took their ownership interests off the car was beautiful to read. Just pains me to have to keep giving VICRoads $600 a year for the rego.
     
  14. rdowns Suspended

    rdowns

    Joined:
    Jul 11, 2003
    #14
    Car ownership sucks. I lease my cars and get a new one every 4 years, just before the warranty runs out.
     
  15. sushi Moderator emeritus

    sushi

    Joined:
    Jul 19, 2002
    Location:
    キャンプスワ&#
    #15
    The best car in the world is a paid for car.

    Car payments suck!

    Luckily I have not had a car payment in many years. It is surprising how much more money is left over at the end of the month when you don't have a car payment to make.

    I once had a paid for car many years ago. All I had to pay for was taxes and insurance to have it sit in my garage. Hardly anything at all. The car worked well and got great gas mileage. But then things started to go. I got concerned that I was wasting money keeping the car going.

    Then I made a big mistake and went out and bought a new nice car. My monthly car payments were terrible. Insurance rates went up. Taxes went up. Fuel costs went up (it was a performance type car).

    Then I got deployed in the military. So now I have this expensive car sitting in my garage that I can't even drive, making monthly payments that were more than my last cars yearly costs. That is how I learned my lesson.

    When my current car goes, I will purchase a nice used car to replace it. And I will do it with cash. No more car payments for me! :D

    On a side note, mortgage payments suck too! Just paid one of mine off this month! :D :D
     
  16. Counterfit macrumors G3

    Counterfit

    Joined:
    Aug 20, 2003
    Location:
    sitting on your shoulder
    #16
    Unemployed + monthly car payment = :eek:
    Some February, I have to start paying for my car ($296/month). I need a job :(
     
  17. benthewraith macrumors 68040

    benthewraith

    Joined:
    May 27, 2006
    Location:
    Miami, FL
    #17
    Leasing a car? My mom leased her car, came to realize that she liked the car, and decided to buy it. She was just throwing money into the wind for a car that she liked and could own. I'm probably going to get a new car after college. I've put over 20,000 mi on my car since last year.

    I'm also about 2,000 mi overdo for an oil change. :S
     
  18. sushi Moderator emeritus

    sushi

    Joined:
    Jul 19, 2002
    Location:
    キャンプスワ&#
    #18
    Ouch! Good luck at finding a job.
     
  19. DZ/015 macrumors 6502a

    DZ/015

    Joined:
    Mar 23, 2003
    Location:
    New England
    #19
    Congratulations on paying off the thing! Now you can save your money for lube™ jobs.
     
  20. sushi Moderator emeritus

    sushi

    Joined:
    Jul 19, 2002
    Location:
    キャンプスワ&#
    #20
    They can get expensive! :eek: :D
     
  21. DZ/015 macrumors 6502a

    DZ/015

    Joined:
    Mar 23, 2003
    Location:
    New England
    #21
    Buy 4 and the 5th is free! This should take the sting out of the purchase.
     
  22. Markleshark macrumors 603

    Markleshark

    Joined:
    Aug 15, 2006
    Location:
    Carlisle, Up Norf!
    #22
    :eek: ! What do you own? :eek:

    Also, servicing my own car means cheaper... I think ive spent about £150 on my car since Feb. That includes 4 new tyres (and a set of Alloy Wheels) and a new clutch (after 97,000 woman miles ;))... I guess its not what you know, but who you know...
     
  23. bartelby macrumors Core

    Joined:
    Jun 16, 2004
    #23
    My Alfa is in for her MOT today. She'll go through that, then an Alfa service and then she's for sale!

    I have to buy dustcaps too! I bought some for our new car and they were pinched!!
     
  24. Ish macrumors 68000

    Ish

    Joined:
    Nov 30, 2004
    Location:
    UK
    #24
    Great!! … My car has just been written off. :(
     
  25. Abstract macrumors Penryn

    Abstract

    Joined:
    Dec 27, 2002
    Location:
    Location Location Location
    #25
    Wow, one painless maintenance check later, and the car just drives noticeably better. I think even the breaks work better! :)
     

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