I've never been thrilled that Apple doesn't provide the same 'Complete Care' that Dell provided with my Inspiron (basically any damage that was not intentionally caused is covered). I've had the 17" for just over two weeks; and last week's threads on the cracked LCD sort of got me in a panic. So I called my insurance agent. She was out on vacation, but came back today. I added the Powerbook (value of $3300) to my homeowner's policy as an exhibit. Basically the same coverage that Dell provides (goes above and beyond the 'normal' coverages of property in the homeowner's policy). $48/year with a $100 deductible. Hopefully I'll never need it, but (aside from the deductible) it's cheaper than the Dell plan, and not that much in the grand scheme of things - especially in comparison to the replacement cost of the LCD or any other major component of the Powerbook. I also purchased the PB on my AMEX card, which doubles Apple's 1-year warranty (in effect a 2-year limited warranty without the phone support) - pretty much making Apple Care not nearly as attractive (or necessary).