Is this a complete bargain for a brand new item (with 20 months interest free credit) from a store or would I better off be waiting to the Summer for the refresh? Base model is 1699 (normally 2049) and dGPU version is 2495. I don't need the dedicated GPU and my only concern is the 256GB SSD although I do have a USB 3.0 2TB drive. However at that price it seems a bargain and I am anticipating that the 2015 model will have a more power efficient processor with better integrated graphics and updated ports. However if I took the plunge on buying this and the 2015 model had a complete redesign with a 512GB SSD for the base model then I would be disappointed.