This isn't a great place to ask about credit scores and financial stuff in general, but I'm sure there's a few that *might* know the answer to this, and I'm sure there are others wondering the same thing... So yesterday I got a letter (in my actual mailbox at home) from Adobe about the hack apologizing for it. They gave me information on signing up for a service to monitor my credit score and for identity theft. Now here's my question, I'm already signed up for a general credit score monitoring service because I have a Capital One credit card. And it allows me to report when I see something fishy in my monthly report. Do I benefit from signing up for the service that they're directing me to, when I'm already actively monitoring on my own? According to the letter, I have until next year to decide whether to sign up or not.