In the UK... (sorry, forgot to put that in thread title) Assuming people got their 3g at launch, we are 12 months into our contract. To buy out, it seems, would be monthly cost x months left. In most cases, 6x35 = £210. You can then get a 3GS, if you're willing to sign up to two year contract instead of 18 months, for £87.11. So that £210+£87 = £297 for 16gb. A paygo version of the 16gb is £440. That's £143 difference. If you're lucky enough to have a friend or relative who works for O2 and have reduced line rental, then the buyout (if they factor this in and I imagine they will) will only be 6x£24 = £144, plus £87.11 which is £231.11. Can anyone clarify the above? Have I added it up wrong?