Well I went to a car dealership today with my father. Who will be a co-signer for the car loan for me. He knows I am on top of my finances. He will never do this for me if I was a slacker. Anyways I have attached the image of the finance paper the car salesman gave us. The total price came out to be $11,994.84 out the door. Their sales tax and doc fees are astronomical. I talked to the DMV of the state of Utah. They told me I can get the car registered cheaper if it was done by me instead of the car dealership. I hope that's true. They also said if I have the car registered by me I can avoid paying the dealer doc. fee. Which right now is $289.85 I mentioned this to the car salesman. He seemed agitated when I told him this by the way. He said "Every car dealership in Utah charges everyone the doc. fee. There's no going around that." Also he said "We can't give you the 7 year or 100,000 mile warranty on that car." (From which I remember him telling me and my father earlier that day that's it not from the dealership but from Toyota.) So it has 20,000 miles left to go for the warranty. He told us it will just be "As is". Now the sheet I provided is the sheet he gave us. I told him to break down the "other fees" and he wrote down the paper. I will list them below in case its not readable. -Temp license plate tag -Licensing -Property tax -Licensing corridor (tax for highways around Utah) -Tire Tax (A fee that the state charges every dealership) The state automatically assumes that every car dealership will have 5 brand new tired on the car. This is what he told us. Total = $205.00 He did not run our credit score but we gave him an estimate of our scores. He wrote down the interest rates and with $2,000 circled what we would be paying monthly the car loan. I just have a feeling that this is a fishy deal and hopefully someone can set it straight. I don't have any friends that are car salesman although I wish I did right now. Can also someone tell me if I am being ripped off or not? I just want to learn if all of these fees are necessary?? I hope someone can help out. Thank you.