My iPhone bit the dust not too long ago due to water damage. It can tell that it's plugged in and only shows the battery w/ the lightning bolt, but never charges. Once in a blue moon, it will boot the the home screen and i can use it as normal. The screen is faded everywhere, and has a major burn in one corner. My dilemma is this ... I actually have it warrantied through State Farm, but haven't made the claim yet. Like many others, mine is jailbroken and unlocked and I'm using it on Tmobile USA. Should I go into Apple and just pay the $250 for a refurb? Maybe they are using new units in place of for warranty jobs to get rid of stock? (anyone know?) ..or should I wait til 3G are out and hopefully wait til that gets unlocked?? Does anyone know if they have dropped the price of non-warranty covered claims due to the new price announcement? And those who have made claims via State Farm, Square Trade, etc ...Do they just cut you a check for what you've paid? If not, what do they do? Thanks in advance!