Should I get this, its £61 in the UK, this will be my first Iphone(5). What are the gotacha's in the T&C's for Iphone Apple care? Does it cover accidental damange? Does it cover cosmetic damage? scratched screen/back? Would it cover poor battery performance after 18 months? For a non working phone do you have to pay for parts? labour? both? I take care of my phones I have a Blackberry Torch at the moment and its nearing 2 years and not a single scratch on it, but I didnt pay £600 for it I'm concerned with the Iphone going wrong at some stage and leaving me to foot the bill. My Iphone 5 is still on order for a mid October delivery so I still have time to add this if I need it.