Become a MacRumors Supporter for $50/year with no ads, ability to filter front page stories, and private forums.

MacRumors

macrumors bot
Original poster
Apr 12, 2001
63,489
30,728



passbook-hero.png
Apple may be developing a rewards program as part of its mobile payments initiative, reports Bank Innovation. Apple is reportedly working on a pilot program that will see it developing partnerships with multiple retailers, which goes hand in hand with several previous loyalty program rumors. A proprietary rewards program could give Apple a way to distinguish itself from other mobile payment services.

According to sources with knowledge of Apple's plans, the company has been in talks with InterContinental Hotels Group (seemingly incorrectly referred to as "IGH International" in the report), a global hotel chain, about a possible partnership for a loyalty program and has been hiring to fill positions related to the pilot program, which may be built into iTunes.

Bank Innovation specifically points towards an Apple job opening seeking a "Senior World Wide Partner Marketing Manager," who will create programs and training materials for "external partners" and who will focus on driving customer adoption of "existing and new features." Other similar job postings also hint at the development of a major program focused on third-party partnerships, which may be a loyalty program.

The site suggests that the company is just now beginning to hire for the division, which means a possible loyalty program is unlikely to be available right when its payments service launches.
Sources close to Apple say the company has just started hiring for this division, and that, before the recent high-profile iCloud hack, the plan was to announce the pilot on Tuesday along with Apple's other announcements. That very well may happen, or the announcement could be postponed until a later date -- when more deals are in place and the mainstream media moves on from the iCloud cyberattack. Since Apple's hiring for positions for this program now, but we don't expect this program to be fully ready in the near future.
If a rewards program is indeed in the works, it appears to be in the early stages. There's no word yet on the scope of the program or how it might work, but more information may be revealed tomorrow, when Apple unveils its mobile payments initiative for the first time.

Rumors about Apple's payment plans have been leaking out in recent weeks, and the company has reportedly signed deals with major credit card companies including Visa, MasterCard, and American Express, as well as major credit card issuers. Apple is also said to be partnering with multiple retailers for the service, including Walgreens, CVS, and Nordstrom.

Apple's payment service is said to rely on NFC, which will be built into both the iPhone 6 and Apple's upcoming wearable device. It will also integrate with Touch ID for security purposes, and it will take advantage of tokenization to provide additional security and to prevent theft.

Article Link: Apple's Mobile Payments Initiative May Include Rewards Program
 

TheKrs1

macrumors 6502
Apr 11, 2010
357
128
Apple may need rewards partners to grow the program, but they already have many cool products/services in house.

If I use this mobile payment service (that is if it's available at locations I use in Canada), then they could easily incentivise the program with iTunes credits, beats products .... or hell if I spend enough on the service, my iPhone 6S should be discounted?
 

Trapezoid

macrumors 65816
Mar 19, 2014
1,429
0
There you go, that's how to encourage people to use it. I'm telling you people paying with nfc will be ubiquitous very soon
 

TheKrs1

macrumors 6502
Apr 11, 2010
357
128
Let's hope we can use this also in Apple's secondary markets in not too long time. We had to wait several years for other services such as iTunes movies, match and iRadio.

Canadian still waiting for iTunes Radio here.
 

scbn

macrumors 6502
Jul 25, 2010
272
22
Nice. No more carrying different reward cards while traveling. All you need is an iPhone. You can even open a room with it at Hilton.
 

blue22

macrumors 6502a
Oct 15, 2010
505
18
loyal to the bank...

"Can't build loyalty anymore, my ass!" - Phil Schiller

:p
 

Rogifan

macrumors Penryn
Nov 14, 2011
24,124
31,156
Not to mention that Apple can use the payment transaction data to justify charging advertisers more for their targeted iAds... just as they already do with iTunes purchase info.

Apple. The new Google.

Gosh I can't remember the last time I saw an iAd on any of my iOS devices. I think it was when playing scrabble because I refuse to give them $10 to remove ads.
 

Trapezoid

macrumors 65816
Mar 19, 2014
1,429
0
Gosh I can't remember the last time I saw an iAd on any of my iOS devices. I think it was when playing scrabble because I refuse to give them $10 to remove ads.

I don't even know what an iAd is. Does ios have obnoxious advertisements like android does sometime? Never seen it once on my ipad
 

iBreatheApple

macrumors 68030
Sep 3, 2011
2,948
1,021
Florida
Can someone please explain to me how Apple will be making money off a mobile payment system? Will the end-user get charged? Or does the producer pay Apple a portion? If so... that's just odd to me.
 
Register on MacRumors! This sidebar will go away, and you'll see fewer ads.