Apple Pay - London Underground / Tube - will it be via cc or will we load oyster card

[eish2306]

Apple Pay - London Underground / Tube - will it be via cc or will we load oyster card
I have 16-25 Rail card, or some people have season tickets (longer than 1 week) - will the phone support these
These are not supported for contactless payment

I get discounted/free travel
If you're eligible for discounted travel, you should carry on using your existing Oyster card or Oyster photocard.

Discounts can't be added to contactless payment cards.This includes all National Railcard discounts.

Find out more about discounted and concessionary adult, and student travel.​

so oyster or just contactless payments?

 

[Ergates-thi-Ant]

I think it'll be a choice of either - you'll get to choose during setup.

 

[Lambo The Jambo]

Does anybody have any ideas as to the launch date of Apple Pay in the UK? I know it is July, but does that mean 31st July or sooner?

 

[dwjpaypal]

OK, so here's my issue with apply pay for Oyster.

For those of you that wear the watch on your left wrist (most people) its going to be very awquard movement to use oyster, as the readers are always on the right. So you'll have to reach over, press the friends button and wait for it to authorise and then walk through. Its not going to be as convenient as we all think it's going to be.

I've already had an issue with using my watch in Starbucks with the passbook app whereby I had to rotate my wrist at such an awquard angle for them to be able to read it with the barcode scanner and the watch kept turning its face off as it thought my wrist was going down, I'm just not 100% sold on Oyster, especially travelling to Oxford Circus daily in rush hour I don't want to be the guy holding everyone in the Q up!

 

[eish2306]

Oh didn't think about the different sides I'm used to struggling as I'm left handed so card/wallet is usually in left hand or ski pass pocket in winter so left hand again - maybe they will add a new yellow pad to the inside left hand side of the terminal to get watches? Or new terminals - they current ones are old

 

[Brian Y]

I'm really unsure how it's going to work, since the TFL network relies on the same contactless card/oyster card number being touched in/out to make a journey - that's how they calculate how much you pay.

ApplePay uses a unique token for each transaction, so it'll be interesting to see how they have implemented it.

 

[eish2306]

I'm really unsure how it's going to work, since the TFL network relies on the same contactless card/oyster card number being touched in/out to make a journey - that's how they calculate how much you pay.

ApplePay uses a unique token for each transaction, so it'll be interesting to see how they have implemented it.

the card presents as the same its just authorised with the token I think - thats how you can take things back with the same card?

 

[Menel]

I'm really unsure how it's going to work, since the TFL network relies on the same contactless card/oyster card number being touched in/out to make a journey - that's how they calculate how much you pay.

ApplePay uses a unique token for each transaction, so it'll be interesting to see how they have implemented it.

It uses a one time generated and stored static DAN (device account number), 16digits like a VISA, that does not change. + a time/location based code that changes each time tagged or hashed with it.

The DAN can be tracked by merchant.

 

[makotoisle]

I've use Apple Pay with my iPhone a hundred times on the London Underground (linked to a U.S. based credit card). I didn't need an Oyster card, just place the phone on the contactless terminal with thumb on the sensor.

I've not been back to London recently to try with my Watch, but it works great on the phone.

 

[eish2306]

I've use Apple Pay with my iPhone a hundred times on the London Underground (linked to a U.S. based credit card). I didn't need an Oyster card, just place the phone on the contactless terminal with thumb on the sensor.

I've not been back to London recently to try with my Watch, but it works great on the phone.

I have a rail card so I get a discount if I use the oyster card which it is linked to, and some people have a month or a year season ticket on their oyster card - last time i checked these couldn't be added to the credit card

 

[sananda]

I think it's just going to be exactly the same paying with a contactless bank card, ie railcard discounts will not be applied. If it were a more complex system than that, I think TfL would have said so in their press release - https://tfl.gov.uk/info-for/media/press-releases/2015/tfl-to-accept-apple-pay-on-public-transport .

 

[Luke Redpath]

I blogged about this last year:
http://www.lukeredpath.co.uk/blog/2014/09/16/apple-pay-meet-oyster-card/

It seems clear that this isn't going to be a virtual "oyster card" - Apple haven't yet extended Apple Pay to cover transit cards (which can store pre-paid credit or travel cards). Its simply another form of contactless payment which TFL have supported since last year.

The DAN will be used to tie touches in and out however its likely that you'll never be able to track your journey history if you use your iDevice to pay - to do this would require you registering your device with TFL (the same way as you register your card) and I don't think its possible to access the full DAN is it? Only the last 4/5 digits.

I think people have made valid points about the convenience of this too - for the watch, it being on the wrong side for most people and for the phone, the delay in having to use TouchID, which I can't see people being too impressed with during a busy rush hour.

 

[Duncan-UK]

Absolutely - too much hype here - using Oyster or contactless is effortless - you do it as you walk - the only potential hassle being if you have multiple contactless cards in your wallet.

How easy is it to actually use Apple Pay -if you are in a queue that is expected to move through the barriers very quickly.

Think I'll keep to Oyster for now - less gimickry and faster.