Apple Pay worked at Target

Discussion in 'Apple Watch' started by eoblaed, Dec 4, 2018.

  1. eoblaed macrumors 68020

    eoblaed

    Joined:
    Apr 21, 2010
    #1
  2. Newtons Apple macrumors Core

    Newtons Apple

    Joined:
    Mar 12, 2014
    Location:
    Jacksonville, Florida
    #2
    I quit trying to use Apple Pay anymore. Sometimes it would work and other time it would not, even at the same place. Chipped debit or credit cards are more dependable. Nothing worst than getting behind someone in line and they can not get Apple Pay to work.

    Done with it.
     
  3. PilotC150 macrumors member

    Joined:
    Apr 24, 2015
    #3
    I take pleasure in slowing down the line when trying to use Apple Pay.

    I figure either one of two things happens. Either it works and my card payment is done in a fraction of the time of letting the chip reader read my card. Or I slow down the store's line because they can't keep up with the times and accept contact-less payments.

    Unless I'm in a big hurry and I know they don't take Apple Pay. But if they claim they take it, even if I've had problems there before, I'm going to keep trying until they get it fixed.
     
  4. ftaok macrumors 603

    ftaok

    Joined:
    Jan 23, 2002
    Location:
    East Coast
    #4
    I only use ApplePay when it benefits me. At Target, I don't get any benefits with ApplePay since the RedCard can't be loaded onto ApplePay. I use the physical card and get my 5% discount and I'm out the door.

    I do use ApplePay at the Wawa gas station (via AppleWatch). It's linked to a credit card that give me (I think) 3% cash back on gasoline purchase.

    I use ApplePay at Chick-Fil-A, Trader Joe's, McD's, and Dunkin using the same credit card and it gives me 1% cash back.

    Most everywhere else, if I don't know that ApplePay (or NFC) is accepted, then I just usually use the card. If it's not busy, maybe I'll try using ApplePay, but my iPhone6 is so slow that by the time the Wallet app opens up, I can stick the chip card in the reader.
     
  5. Tinmania macrumors 68040

    Tinmania

    Joined:
    Aug 8, 2011
    Location:
    Aridzona
    #5
    Thanks for answering the question I had, which was if my RedCard can be loaded into ApplePay. Since it can't, I won't use ApplePay for purchases at Target.

    That said, I often pay my Target card right at the register, after purchasing something with my RedCard. For example if I bought a $100 item, which is $95 when using the RedCard, I immediately make a $95 payment to my RedCard, using my debit card--while still at the register. Just my way of not having a RedCard bill, while still getting the 5% discount. But I wonder if I could use ApplePay for making that payment (using the same debit card for payment). Would be ironic lol.



    Mike
     
  6. Newtons Apple macrumors Core

    Newtons Apple

    Joined:
    Mar 12, 2014
    Location:
    Jacksonville, Florida
    #6
    I have no doubt.

    This is what make the world a great place.
     
  7. ftaok macrumors 603

    ftaok

    Joined:
    Jan 23, 2002
    Location:
    East Coast
    #7
    I just double-checked and yes, my RedCard (credit) would not load into ApplePay.

    Why would you do that? You're missing out on the 25+ day grace period. You obviously have the money in your bank account, why not hold onto it for another 25 days?

    Other than the mental feeling of not owing money, I don't see a purpose. YMMV.
     
  8. bbednarz macrumors 6502a

    bbednarz

    Joined:
    Nov 16, 2017
    Location:
    Chicago
    #8
    I disagree, there is nothing worse than getting behind someone who busts out the checkbook to make their payment lol
     
  9. Dwood1970 macrumors regular

    Joined:
    Jan 7, 2012
    #9
    I just use the target app and it automatically gets my coupons and then pays with RedCard all in one.
     
  10. Dwood1970 macrumors regular

    Joined:
    Jan 7, 2012
    #10
    Because you might spend the money on something else and windup paying interest
     
  11. sosumi99 macrumors 6502

    sosumi99

    Joined:
    Oct 27, 2003
    #11

    You are my hero. (And for those who can’t tell, no, I’m not being sarcastic. Without this kind of insistence, contactless payments won’t advance.)
     
  12. JT2002TJ macrumors 6502a

    Joined:
    Nov 7, 2013
    #12
    Using ApplePay always benefits you... If there is a data breach, your actual card number will not be part of it. This is HUGE to me, as it minimizes the number of times I have to change my debit/credit card number.
     
  13. eoblaed thread starter macrumors 68020

    eoblaed

    Joined:
    Apr 21, 2010
    #13
    I use Apple Pay wherever I can. Twice over the last few years my card was compromised by hacked readers; impossible with Apple Pay.

    I never have a problem with it... I don’t know what people are doing when it supposedly flakes out on them. For places that take it, it works nearly instantly, every time.

    Target was the one of the last major retailers I shop at that wasn’t accepting it. Now, with the exception of Home Depot, I probably don’t even need my wallet to leave the house (even the rinky-dink sole-proprietor owned pet store I get my dog kibble at takes Apple Pay).
     
  14. Jordan921 macrumors 601

    Jordan921

    Joined:
    Jul 7, 2010
    Location:
    Bay Area
    #14
    Apple Pay saved me when I forgot my wallet at home and I had only 8miles left. Pulled into a Chevron and they accepted Apple Pay.
     
  15. iamasmith macrumors 6502

    iamasmith

    Joined:
    Apr 10, 2015
    Location:
    Cheshire, UK
    #15
    In the UK if contactless works in any form you can use ApplePay and although I don't know for sure about the USA a store or payment network they use would have to explicitly block it for it not to work..?

    Anyway, my campaign is always, when I see the ApplePay logo for £30 or less is to point out that they shouldn't be saying they support ApplePay unless they drop the limit since it's clearly superior to having to plug a card in and then hide a pin that you have to type.

    I think in the UK about 30% of stores that accept contactless actually do ApplePay properly now and the rest you have a £30 cap.
     
  16. iZollo macrumors regular

    Joined:
    Mar 20, 2012
    #16
    Target has a debit card option that saves 5% which is debited from your checking account automatically. So no need to get a target credit card.
     
  17. Starship67 macrumors 6502a

    Starship67

    Joined:
    Oct 28, 2017
    Location:
    LA
    #17

    Thats too bad. I've never had it fail since it launched.
     
  18. MisterSavage macrumors regular

    MisterSavage

    Joined:
    Nov 10, 2018
    #18
    Thanks for tip. Reminds me of the time when I was shocked it worked at Costco. Turns out it was only a few days after they officially supported it.

    I use it everywhere and anywhere that I'm able to. Being in Europe this summer with it was especially great because I found I could use it much more often.
     
  19. JT2002TJ macrumors 6502a

    Joined:
    Nov 7, 2013
    #19
    After my post today, I tried to use it at BJs (club wearhouse like Sams, Costco). Normally it works, but it failed 2 times in a row, my debit card (chip) worked right after.
     
  20. Porterhouse macrumors regular

    Porterhouse

    Joined:
    Aug 13, 2011
    Location:
    USA
    #20
    I love Apple Pay and use it wherever I can, especially with my watch. It means I don't even have to take anything in the store with me.

    I'm curious about the Target Red Card---and so sorry for not knowing this-- Is it a credit card? A debit card? Some kind of points card? I'm curious about the 5% discount.
     
  21. redman042 macrumors 68030

    redman042

    Joined:
    Jun 13, 2008
    #21
    Have you tried it in the last 6 months or so? It’s gotten way more reliable.

    The initial problems weren’t with Apple. It was the retailers implementing poor rollouts on old and unreliable terminals and not training their staff for it. That issue has largely gone away now. I have a lot of success using it these days, and it’s way more prevalent and everybody is familiar with it now. It’s common enough now that I don’t mind just asking the cashier if I can use it. The answer is usually yes. Unless you’re in a Target of course.
     
  22. Newtons Apple macrumors Core

    Newtons Apple

    Joined:
    Mar 12, 2014
    Location:
    Jacksonville, Florida
    #22
    I have not had it fail in months, but that is because I no longer use it.

    Chipped card reader as so fast now and near fool proof.
    --- Post Merged, Dec 6, 2018 ---
    Yes, I was in line a few days ago watching a customer trying to use his watch for Apple Pay. He did not have his wallet with him and walked out with nothing.
     
  23. CaptMarvel macrumors 65816

    CaptMarvel

    Joined:
    Sep 20, 2014
    Location:
    North Carolina
    #23
    Target Red Card is either a debit card OR credit card, whichever you chose when setting up. Both grant you the 5% and other perks with regards to shipping. With the Target Debit Card you link it to a checking account of your choice and the amount is ACH from that account within 2 days, just like that of a written check. The credit card version is like that of your typical credit card, with amount granted upon credit worthiness.
     
  24. Mercenary macrumors 65816

    Mercenary

    Joined:
    Sep 17, 2012
    #24
    I was recently in america for 3 weeks (UK dude here) and was amazed at just how few places accept Apple Pay or even contactless.

    Here in the UK everywhere takes contactless, you dont even have to ask but in the USA I ask, I get a funny look as if swiping was too hard for me. And often when they do take contactless I still had to sign a piece of paper (which no one EVER checked matched the card signature).

    You guys put a man on the moon but seemingly contactless is causing you some trouble.
     
  25. tromboneaholic macrumors 68040

    tromboneaholic

    Joined:
    Jun 9, 2004
    Location:
    Clearwater, FL
    #25
    ...especially the ones who wait to start rummaging through their purse to look for the checkbook until after the cashier rings up their entire purchase and gives them the total.
     

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