Do you think it is a good idea to add an insurance to the iPhone 5? I currently have a white 64gb and have been debating whether to add AppleCare+, SquareTrade, or something else. Is it worth it? Do you have an insurance? Main difference(s) between SquareTrade and AppleCare+? Experience from users would be helpful. http://www.squaretrade.com/iphone-landing24?ccode=bs_war_vc_090:HPother The last time I had insurance, it was for my iPhone 4 (normal AppleCare) and I never used it.