AppleCare+ vs. At&T insurance

Discussion in 'iPhone' started by DMB15, Sep 22, 2012.

  1. DMB15 macrumors newbie

    Jul 30, 2012
    Does anyone know which one is the better way to go to protect your iPhone? Any good or bad experiences?
    Thanks for any input....
  2. edhawk1965 macrumors member

    Mar 15, 2011
    Search in this forum, yesterday I read a pretty good comparison between all the options, the 2 you mentioned plus Squaretrade.
  3. maddux2005 macrumors 6502

    Jun 7, 2010
    I went with AT&T simply for the lost/stolen feature. $200 deductable is still far better then unsubsidized pricing. Apple care is $99 + $50 deductable for damage and they don't cover lost/stolen. That's $150. AT&T is only $50 more (plus the monthly fee of $7) and also covers lost/stolen.
  4. physicsguy13 macrumors 6502


    Oct 5, 2010
    Huntiingon Beach, CA
    As mentioned above, the one thing that Applecare+ is not going to cover is a lost phone. If this is something that you think might happen, then I would go with insurance. Of course, if you factor in the cost of the insurance and the deductible it is a significant amount.
  5. maddux2005 macrumors 6502

    Jun 7, 2010
    My problem with apple care is the deductable. Lets say I get it for $99. I drop it. $50 deductable brings me to $150. If I 'chance' it and don't get apple care, and drop my's $200. So it's a $50 gamble and doesn't cover lost/stolen
  6. Captainobvvious macrumors 6502

    Jun 15, 2010
    Exactly. You pay $100 for the chance to maybe possibly save $50.

    If you buy Applecare+ and never need it you lost $100
    If you don't buy Applecare+ and you break your phone it cost you $50 more than it would have if you had Applecare+

    Unless you KNOW you're going to accidentally break the phone or you think you'll break it twice it isn't worth it.
  7. maddux2005 macrumors 6502

    Jun 7, 2010
    Exactly :)

    That's why the $7 a month is better peace of mind. Small upfront costs and covers lost/stolen
  8. jlake02 macrumors 68020


    Nov 2, 2008
    I did the exact same. :)
  9. Primejimbo macrumors 68040

    Aug 10, 2008
    But you drop it again and that's another $200, Applecare will be $50

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