AppleCare+ vs. At&T insurance

Discussion in 'iPhone' started by DMB15, Sep 22, 2012.

  1. DMB15 macrumors newbie

    Joined:
    Jul 30, 2012
    #1
    Does anyone know which one is the better way to go to protect your iPhone? Any good or bad experiences?
    Thanks for any input....
     
  2. edhawk1965 macrumors member

    Joined:
    Mar 15, 2011
    #2
    Search in this forum, yesterday I read a pretty good comparison between all the options, the 2 you mentioned plus Squaretrade.
     
  3. maddux2005 macrumors 6502

    Joined:
    Jun 7, 2010
    #3
    I went with AT&T simply for the lost/stolen feature. $200 deductable is still far better then unsubsidized pricing. Apple care is $99 + $50 deductable for damage and they don't cover lost/stolen. That's $150. AT&T is only $50 more (plus the monthly fee of $7) and also covers lost/stolen.
     
  4. physicsguy13 macrumors 6502

    physicsguy13

    Joined:
    Oct 5, 2010
    Location:
    Huntiingon Beach, CA
    #4
    As mentioned above, the one thing that Applecare+ is not going to cover is a lost phone. If this is something that you think might happen, then I would go with insurance. Of course, if you factor in the cost of the insurance and the deductible it is a significant amount.
     
  5. maddux2005 macrumors 6502

    Joined:
    Jun 7, 2010
    #5
    My problem with apple care is the deductable. Lets say I get it for $99. I drop it. $50 deductable brings me to $150. If I 'chance' it and don't get apple care, and drop my phone....it's $200. So it's a $50 gamble and doesn't cover lost/stolen
     
  6. Captainobvvious macrumors 6502

    Joined:
    Jun 15, 2010
    #6
    Exactly. You pay $100 for the chance to maybe possibly save $50.

    If you buy Applecare+ and never need it you lost $100
    If you don't buy Applecare+ and you break your phone it cost you $50 more than it would have if you had Applecare+

    Unless you KNOW you're going to accidentally break the phone or you think you'll break it twice it isn't worth it.
     
  7. maddux2005 macrumors 6502

    Joined:
    Jun 7, 2010
    #7
    Exactly :)

    That's why the $7 a month is better peace of mind. Small upfront costs and covers lost/stolen
     
  8. jlake02 macrumors 68020

    jlake02

    Joined:
    Nov 2, 2008
    Location:
    L.A.
    #8
    I did the exact same. :)
     
  9. Primejimbo macrumors 68040

    Joined:
    Aug 10, 2008
    Location:
    Around
    #9
    But you drop it again and that's another $200, Applecare will be $50
     

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