AppleCare+ vs. other insurance options?

Discussion in 'iPhone' started by El3ctronics, Sep 14, 2012.

  1. El3ctronics macrumors 65816

    Joined:
    Mar 30, 2011
    Location:
    NYC
    #1
    AppleCare+ looks like a pretty good deal for $100 but I noticed it doesn't cover theft/loss. Will most of you purchase it anyway or is there a better solution (either carrier or 3rd party insurance) to cover the device? What will you guys be using?
     
  2. ROLLTIDE1 macrumors 65816

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    Sep 12, 2012
  3. El3ctronics thread starter macrumors 65816

    Joined:
    Mar 30, 2011
    Location:
    NYC
    #3
    It's not clear on their site but it seems they don't cover loss or theft either. If that's the case it's the exact same price and exact same deductible as AppleCare+. I don't understand the benefit of SquareTrade.
     
  4. meganator macrumors member

    Joined:
    Sep 14, 2012
    #4
    Is AT&T offering their regular phone insurance? I'm pretty sure it covers loss/theft
     
  5. El3ctronics thread starter macrumors 65816

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    Mar 30, 2011
    Location:
    NYC
    #5
    I was just looking at their site. Seems like it's $6.99/mth and then most likely a $199 deductible but it does cover loss/theft. I think this is what I'll purchase.

    www.att.com/mobileinsurance
     
  6. Captainobvvious macrumors 6502

    Joined:
    Jun 15, 2010
    #6
    I don't get the value of AppleCare+

    If I'm not mistaken its $100 with a $50 deductible...

    With NO insurance can't you get a replacement refurb for $199 at the Apple Store?

    So you spend $100 to MAYBE save $50.
     
  7. ROLLTIDE1 macrumors 65816

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    Sep 12, 2012
    #7
    Same insurance is $9.99 a month with the big red devil:mad:
     
  8. phillyred79 macrumors regular

    Joined:
    Mar 12, 2010
    #8
    I got the 2yr Black Tie protection from Best Buy on my iPhone 4S last year. $200, but worth it to me because I don't like using cases on my iPhone and I have dropped it 3x this past year resulting in some screen cracks. Take it to BB, they give you a loaner and in 3 days you get a shiny new iPhone. It's a "refurb" but the glass and externals are all cosmetically flawless. AppleCare is $100 + $49 each time you need a replacement- so for me it was worth going the BB route. And, since I'm getting the iPhone 5 I am transferring my remaining warranty from the 4S. Even if you initially buy AppleCare you can get a full refund from Apple within 30 days and take your iPhone to BB and have them put the Black Tie protection plan on.

    Cons-
    $50 deposit, refunded when you pick up your phone
    You have to wait 2-3 days for your "new" iPhone
    You usually get some type of Android phone as a loaner (although I got a 3GS this last time)
     
  9. lorenwade macrumors 68000

    lorenwade

    Joined:
    Aug 27, 2008
    #9
    SquareTrade offers more than apple care. Neither cover loss or theft.
     
  10. Ajones330 macrumors 6502a

    Ajones330

    Joined:
    Jul 9, 2008
    Location:
    SEC Country
    #10
    Thats only for a year, Applecare covers the device for the length of the contract. Piece of mind for 2 yrs
     
  11. meganator macrumors member

    Joined:
    Sep 14, 2012
    #11
    Hmm for 6.99 I'll probably do both AppleCare and AT&T insurance. That way I can use the $50 AppleCare deductible for most things but if it gets lost or stolen I'm not completely screwed.
     
  12. omyard macrumors regular

    Joined:
    Jul 26, 2010
    #12

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