My GF and I were at the Apple Store today. I successfully got my iPhone 7 Plus 128GB Black with the Apple Upgrade Program however when my GF went to purchase her iPhone 7 Gold 128GB with the Apple Upgrade Program, it said that she was, to a certain extant, "ineligible", for the Apple Upgrade Program. Currently, she is on a two-year AT&T plan and is a year and a half through that with her iPhone 6. She was going to sign up for the IUP and everything was fine till the very end. It wasn't a credit problem (because the guy said it would specifically have said credit check wasn't good and she had plenty of credit on her credit card), and the "practice" charge they take out went through just fine. But we got an email from Citizen One saying the reason was "APPLICANT DOES NOT MEET PROGRAM GUIDELINES." Is this because she is stuck in a two year plan with AT&T? Has anyone else run into this problem? Thanks! She still wants the phone but I believe she has to wait a month now. Is that true? Or false?