I have a 10.5, and 12.9 Verizon LTE iPads that I use for work ( I am a Speech-Language Pathologist. I make the payments monthly on my Verizon monthly bill. I owe around $300 on the 10.5, and around $500 on the 12.9. My bill is already so expensive I am thinking about sitting this year out rather than paying them off just to have an even more expensive bill. I would consider getting the WIFI versions but I have been spoiled with LTE. Both my 10.5 and 12.9 are already lightning fast and despite a lot of lust, I'm really not sure I can justify an upgrade despite the massive update.