I always see people on the forum saying "Go naked! Just buy AppleCare+ and do a replacement at the end of 2 years" instead of simply buying a case to protect their phone. Apple recently increased the price of replacements from $49 to $79 per replacement. I assume that this was because Apple created AppleCare+ for a different reason (as insurance for when people genuinely damage their phone, and not simply for people to get a brand new replacement for cheap). Since more and more people were simply buying it for reasons Apple didn't intend for (simply to go naked and get a replacement right before 2-years are up) and driving the cost up for Apple, they raised the replacement price. It's kind of like car insurance, if everyone bought car insurance thinking "You know what? I'm just buying car insurance so that in two years time I can smash my car and get a brand new replacement!" then the cost would rise tremendously. I'm curious though, when these people who simply buy AppleCare+ to go naked (knowing ahead of time they will get a replacement) cause the replacement prices to continue increasing, at what point would AppleCare+ become too expensive and no longer worth it for you?