att mobile insurance vs apple care

Discussion in 'iPhone' started by Lax1085, Sep 21, 2012.

  1. Lax1085 macrumors member

    Joined:
    Jun 22, 2010
    #1
    att mobile insurance is 6.99 a month.

    while apple care + is 99 for a year.

    you have to pay a service fee of 50 for accidents.


    which is better?

    im sure att will end up costing more in the end.
     
  2. djransom macrumors 68040

    djransom

    Joined:
    May 14, 2008
    Location:
    Chi-Town
    #2
    AT&T covers damage as well as theft or loss. The kicker with AT&T is that the deductible is $199, but that's better than paying retail for another phone. I have AT&T insurance.
     
  3. donrsd macrumors 6502

    donrsd

    Joined:
    Dec 16, 2011
    Location:
    South Florida
    #3
    ATT is better.
    Covering theft & loss makes it better than Applecare :)
     
  4. DeaconGraves macrumors 65816

    DeaconGraves

    Joined:
    Apr 25, 2007
    Location:
    Dallas, TX
    #4
    They're rather different.

    AT&T's coverage drops and water damage like apple care, but it also covers your phone being lost or stolen. However, last time I checked, the deductible was significantly higher than $50 per incident.

    Applecare Plus actually gives you coverage for two years. But as far as I know doesn't cover lost or stolen devices. Your also only allowed two replacements at the $50 level (not sure what happens after that point).

    A good advantage Applecare has, however, is on the spot replacement if you take it to a store. I think AT&T is only a next-day guarantee.

    Honestly, while I've been a purchaser of Applecare in the past, I'm starting to think that both are a racket. It seems that most people are keeping their iPhones for only one years these days, and the standard warranty covers that time period (though not for drops and water damage). AT&T's insurance might be the better deal then, but I'd double-check what the deductible is.
     
  5. LePigeonBleu macrumors 6502

    Joined:
    Jul 11, 2008
    Location:
    San Diego
    #5
    Don't forget SquareTrade. They are really good.

    m
     
  6. Whobarra macrumors member

    Joined:
    Mar 28, 2011
    Location:
    California

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