Was at Best Buys yesterday to check out their iPhone 5 accessories. Was talking to one of the reps there and he asked if I got my 5 from Best Buy. I said I pre ordered from Apple and mentioned that I didn't get Apple Care + yet. He said even though I didn't purchase my 5 from BB I can purchase BB Black Tie protection. He said it's $14.99/month or $230 one time. It includes unlimited repairs. He said you don't get a swap. They give you a loner phone and it usually takes 3-5 days to get a replacement. Anybody ever have BB protection for the iPhone? What's your experience?