Best national bank to open checking account (or maybe savings)

Discussion in 'Community Discussion' started by secretpact, Aug 25, 2008.

  1. secretpact macrumors 6502

    Joined:
    May 24, 2007
    #1
    I want to switch to a bank that doesn't have a minimum balance, and doesn't have too many fees (preferably none). The reason being, I plan on pushing all the money I get into an ING Direct account to get more interest. Does anybody have any comments for a good national bank? It doesn't really need to be national, just as long as they have plenty of branches on the West Coast and East Coast. Just to clarify I'm talking about America.
     
  2. Sun Baked macrumors G5

    Sun Baked

    Joined:
    May 19, 2002
    #2
    Can always check out the credit unions to see who is offering to refund ATM fees.
     
  3. GoCubsGo macrumors Nehalem

    GoCubsGo

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    Feb 19, 2005
    #3
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    washingon mutual. They offer "truly free checking".
     
  4. taylorwilsdon macrumors 68000

    taylorwilsdon

    Joined:
    Nov 16, 2006
    Location:
    Bay Area
    #4
    Eww. That's a bad idea right now. Wells Fargo has done fine for me, no fees (free checking).
     
  5. pseudobrit macrumors 68040

    pseudobrit

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    #5
    WaMu is also on death watch. I'll second the suggestion of a credit union. Preferably a large one that hasn't been gambling money on derivatives.
     
  6. adk macrumors 68000

    adk

    Joined:
    Nov 11, 2005
    Location:
    Stuck in the middle with you
    #6
    The banks with the most branches (BoA and Chase are the two largest) also seem to charge the most fees. I don't think you're going to find a bank with tons of branches and no fees.
     
  7. JNB macrumors 604

    JNB

    Joined:
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    Location:
    In a Hell predominately of my own making
    #7
    Not "national" in the sense that they're in every city, but I've been with Compass Bank for about 8 or 9 years now, and it's the first bank I've been happy with. Actually, really happy. Other than them, credit unions all the way. Compass is expanding fairly rapidly, though, and I've found them in most regions of the country. But, who really needs local branches anymore, anyway? ;)
     
  8. Emily26 macrumors newbie

    Joined:
    Feb 23, 2009
    #8
    If you happen to still be looking, you can compare checking accounts using CheckingFinder (www.checkingfinder.com). You can type in your zip code (they have online banking too) to compare requirements and rates for high yield checking accounts offered at community banks around the country. If you find an account that suits you, you can open it for free. Hope this helps.

    Emily (www.checkingfinder.com)
     
  9. Fairy rose 48 macrumors newbie

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    Mar 26, 2013
  10. ZhenyaF macrumors 6502

    Joined:
    Mar 28, 2008
    Location:
    Brooklyn, NY
    #10
    I like TD, they have a low minimum to keep in the account ($100), they are open on Sunday and they have great customer service. I moved 3 accounts from Chase 2 years ago and never looked back
     
  11. eric/ Guest

    eric/

    Joined:
    Sep 19, 2011
    Location:
    Ohio, United States
    #11
    I don't think that the OP is still looking for one.

    But, I would look into a credit union as well. Avoid fees, avoid 'savings accounts', and avoid minimum balances.

    I use USAA, which refunds ATM fees, and offers free checking, but you have to have been in the military or somebody in your family.
     
  12. oldhifi macrumors 6502a

    oldhifi

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    USA
  13. tekboi macrumors 6502a

    tekboi

    Joined:
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    Location:
    New Orleans ✈ WesŦward
    #13
    If you don't want to do Credit Unions, then i suggest chase
     
  14. sk1wbw macrumors 68040

    sk1wbw

    Joined:
    May 28, 2011
    Location:
    Williamsburg, Virginia
    #14
    I'll second the notion of TD Bank. Probably one of the best banks I've ever had. We moved and the nearest branch was an hour away...
     
  15. yg17 macrumors G5

    yg17

    Joined:
    Aug 1, 2004
    Location:
    St. Louis, MO
    #15
    Asking which national chain bank is the best is like asking which STD is the best. Sure, some may be worse than others, but they're all bad.
     

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