Ive asked a few times in the main thread but haven't had it answered yet. Essentially what I want to do is use the Apple upgrade program via the citizens loan. From what I understand the phones unlocked and that's ATT will see it when I have it on my account? Once I have my 7 plus I want to pop my current sim in. I will then sell my iPhone 6s Plus on eBay & use that amount to pay off the remainder of my 6splus that's on ATT next currently. I assume it's fine since I've gotten all the way to the checkout screen & I've used my ATT number to verify our account. If I chose ATT next on the Apple site it shows I have to buy it outright which makes sense since the phone still has a balance via ATT next. I just want to make sure so I can move quick that I won't screw anything on my plan up if some 7 plus phones come in stock tonight. I have a gut feeling some 7+ phones will show up for reserve tonight. There were a few Sunday but I was too slow trying to figure out I go this route.