Carrier insurance vs apple care

Discussion in 'iPhone' started by Joe1, Sep 11, 2013.

  1. Joe1 macrumors newbie

    Joined:
    Sep 11, 2013
    #1
    Do you really need both forms of insurance on a iphone. I have att and they charge me like 10 bucks or so a month for insurance so do I need to get that and apple care too which is another 100 bucks or is just one enough.
     
  2. Spink10 macrumors 601

    Spink10

    Joined:
    Nov 3, 2011
    Location:
    Oklahoma
  3. Yell0w macrumors regular

    Joined:
    Jan 27, 2008
    #3
    The phone insurance will cover lost and stolen incidents whereas apple care will not, as far as I'm concerned.
     
  4. LizKat macrumors 68040

    LizKat

    Joined:
    Aug 5, 2004
    Location:
    Catskill Mountains
    #4
    I got the AppleCare Plus thing instead of carrier last time I upgraded. I'd do it again.
     
  5. Macman45 macrumors demi-god

    Macman45

    Joined:
    Jul 29, 2011
    Location:
    Somewhere Back In The Long Ago
    #5
    I certainly don't pay my provider for insurance on my IP5...I didn't buy it from them anyway. I'd check your household policy though...Our's covers phones too.
     
  6. Joe1 thread starter macrumors newbie

    Joined:
    Sep 11, 2013
    #6
    Is apple care plus transferable to a new device. It looks like apple care plus is good for 2 years so if i sell my phone after a year and buy a new iPhone (from apple or ATT) will I need to buy apple care plus again.
     
  7. Carlanga macrumors 604

    Carlanga

    Joined:
    Nov 5, 2009
    #7
    yes, unless they can pro-rate it like they do for macs.

    Also, don't buy both, get either one at the most.

    I never get insurance on my phones, I find it a waste of money.
     
  8. Yell0w macrumors regular

    Joined:
    Jan 27, 2008
    #8
    Some people just need to have that peace of mind knowing that they will be covered.
     
  9. LizKat macrumors 68040

    LizKat

    Joined:
    Aug 5, 2004
    Location:
    Catskill Mountains
    #9
    My understanding from Apple is that the Applecare follows the device, period. So when I gave a still-covered laptop to a relative, the balance of the Applecare on it went with it.
     
  10. Carlanga macrumors 604

    Carlanga

    Joined:
    Nov 5, 2009
    #10
    and that is fine, you just pay dearly for it though.

    IMO if you break your phone just pay for the out-of-warranty replacement which covers anything that might happen to it (It has never happened so far to me), it prob will be cheaper than whatever plan you end up paying for unless you break your phone more than once in a contract.
     
  11. jav6454 macrumors P6

    jav6454

    Joined:
    Nov 14, 2007
    Location:
    1 Geostationary Tower Plaza
    #11
    Consider this: AppleCare doesn't cover lost/stolen.
     

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