I am currently under contract with Sprint thru 9/20/2014 but would like to switch to VZW or ATT. Can I pay the ETF of $260 to get out of the contract and would that unlock my phone so I don't have to get another one. Or is there a term in the industry that says I just want to pay off the phone and I want to stay with Sprint so they unlock the phone for say 2 months and then switch with an unlocked phone. I want to switch but I have several lines that are under contract to the tune of about $1260 ETF and it would cost about $1400 to get new phones if I switch. But I would get about $1200 on trade in with VZW and probably the same with ATT.