Credit Check? I have 5 phones on AT&T!

Discussion in 'iPhone' started by davidlw, Jun 25, 2008.

  1. davidlw macrumors 6502a

    Joined:
    May 19, 2008
    #1
    What is this about a credit check? I have 5 phones on AT&T already, isn't that good enough. Sheeeeeez. We don't need no stinking Credit Checks.
     
  2. tritonj macrumors 6502a

    Joined:
    Jun 12, 2008
    #2
    then you should be fine, all carriers issue credit checks to new customers, you're not a new customer, so there is no need.
     
  3. davidlw thread starter macrumors 6502a

    Joined:
    May 19, 2008
  4. tritonj macrumors 6502a

    Joined:
    Jun 12, 2008
    #4
    no problem, that being said though, i believe a carrier can place a limit on how many lines you can have under your name, but you'd have to call ATT to find out if you have a restriction like that.
     
  5. davidlw thread starter macrumors 6502a

    Joined:
    May 19, 2008
    #5
    5 is the limit on the family plan. I am going to hook up the 3G on one of those lines.
     
  6. edtorious macrumors 65816

    edtorious

    Joined:
    Aug 14, 2007
    Location:
    San Diego, California
    #6
    So does this mean if after credit check and you're not qualified then you can't get an iphone? :eek: that sucks :mad:, getting in line and then finding out you can't get the iphone because of it :(. how did it work before when they had in home activation on older iphone? did it do some kind of credit check? :confused:
     
  7. citron230 macrumors 6502a

    citron230

    Joined:
    Dec 17, 2007
    Location:
    San Diego, CA
    #7
    no it means if you have bad credit then they will require a deposit. the lower the FICO score the more money they will require for your deposit.
     
  8. rdowns macrumors Penryn

    rdowns

    Joined:
    Jul 11, 2003
    #8

    Alternately, they disqualify those who post in Comic Sans. ;)
     
  9. edtorious macrumors 65816

    edtorious

    Joined:
    Aug 14, 2007
    Location:
    San Diego, California
    #9
    any idea or estimate how much deposit would that be?
     
  10. feelthefire macrumors 6502a

    Joined:
    Jun 13, 2006
    #10
    I believe they range from $100-750.
     
  11. CrazEtooN macrumors regular

    Joined:
    Jun 7, 2008
    Location:
    Hampton Roads, Virginia
    #11
    The deposit is directly reflective of how bad the credit is. If you have a couple of minor hits, it will probably be around $100; if you have a bunch of bad stuff, it could be upwards of $500.

    It all depends.

    Yes, the first iPhone had a credit check as well. You could do it in the store before you bought the phone and they would give you a number to enter into iTunes when you activated. Your other option was to take the phone home and leave it up to chance whether you would have to pay a deposit or not and do the credit check through iTunes.
     
  12. 2002cbr600f4i macrumors 6502

    Joined:
    Jun 21, 2008
    #12
    They're just trying to over their butts and make sure you can make the monthly service payments...

    If it looks like you have a bad credit score, they make you put down more of a deposit. If you miss payments, they pull it from your deposit...
     
  13. Diode macrumors 68020

    Diode

    Joined:
    Apr 15, 2004
    Location:
    Washington DC
    #13
    I also believe if you have NO credit the deposit would be around $500.
     
  14. SFStateStudent macrumors 604

    SFStateStudent

    Joined:
    Aug 28, 2007
    Location:
    San Francisco California, USA
    #14
    I believe AT&T requires a "pint of blood, your firstborn and then $250-$500!" In that order. You should do like my son; he pays nothing for his iPhone, and his wife pays nothing for her BB. Gawd, blood must be thicker than the phone bill?
     

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