In name. But it's merely a savings account you can use for cleared medical procedures. I think it has its use in some cases. When I worked in big G, it was offered but I don't believe I partook. Our health, dental and vision was amazing in those days and really cheap. Tax payer funded. --- Post Merged, May 2, 2019 --- Again, you're correct to a point. Cleaning teeth won't mitigate any disaster, believe it or not. Cleanings merely do what they're advertised as. Polishing teeth and thereby removing some if not all extrinsic surface stains and not those embedded into the tooth's structure. The other parts are right, but even healthy teeth can suffer health problems from within. I don't remember off hand how much a typical employee with us pays, but it's under $500 a year and is a drop compared to their salaries. We catered the plan to allow them to add a spouse and our child(ren) with each person costing extra, but at a slightly reduced rate. Our competitors offer something similar for their employees. It costs us a lot, but as you said, costs are determined by use. We find that we don't lose much in the long run by offering a slush fund. The plan, however, is paramount to keeping people happy and if it means their kids can get emergency work done without waiting, then so be it. Obviously it's way more feasible for us to offer this dental plan than a typical health plan, which we offer varying levels of. Not tooting my own horn here, but I'd like to think I'm a decent employer for doing this one thing that makes a lot of people happy. But, yeah, cleanings even if done every 2 years are fine. Most surface staining can be removed over time with an electric brush. Though anything more could be contributed to general poor oral health within or outside a person's control. Event the healthiest mouths may get root cleanings a few times in their life due to mineral buildup. --- Post Merged, May 2, 2019 --- It really depends on the provider carriers you sit down with. They may outwardly offer a half dozen but if you push they have various plans. The slush account is unique if not rare. I know of few companies that offer something like it, and usually to higher ups.