Does Anybody Know Anything About The Best Buy Credit Card ?

Discussion in 'iMac' started by NyMetsFan08, Aug 19, 2008.

  1. NyMetsFan08 macrumors regular

    Joined:
    Jul 17, 2008
    #1
    Hey everyone !!! I was thinking about applying for a Best Buy Credit Card. Does anyone know a few things about it? and also is it an easy card to get. Thank you, any details please let me know thanks bye.
     
  2. m1stake macrumors 68000

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    Jan 17, 2008
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    Philly
  3. isauce macrumors regular

    isauce

    Joined:
    May 21, 2008
    #3
    There are a lot of variables when it comes to applying for credit. Your beacon score, tradelines (Other credit cards; loans and/or lines of credit), how you have utilize and manage your debt, and how much you can afford with your current income. So, you won't get a direct answer unless you can provide specific details, which I assume that would be too personal. Hope that helps, and good luck.
     
  4. thecoard macrumors member

    thecoard

    Joined:
    Jun 12, 2008
    #4
    I work at Best Buy, so I know. The deals are usually pretty good, especially with all of the no interest deals and stuff. However, they aren't as easy to get as you would imagine. If you can afford it, I'd get one for the no interest offer, but that's about it.
     
  5. iMav macrumors 6502

    iMav

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    Jun 20, 2008
    Location:
    Columbus, WI
    #5
    I've always been against financing computers....ESPECIALLY on plastic. Save your money, buy when you can afford it.
     
  6. rfruth macrumors regular

    rfruth

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    Feb 5, 2007
    Location:
    Texas
    #6
    Agree financing anything = bad idea (look @ the interest rate & you'll know why) save your penny's & use CASH
     
  7. NyMetsFan08 thread starter macrumors regular

    Joined:
    Jul 17, 2008
    #7
    I used my credit card instead I had a promotion of 0% interest rate. I paid half cash half credit card.
     
  8. rfruth macrumors regular

    rfruth

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    Feb 5, 2007
    Location:
    Texas
  9. Dobbs2 macrumors 6502

    Joined:
    Jun 5, 2008
    #9
    I work at CS for Best Buy.

    Every purchase on the BB card is no interest for 90 days. Every purchase $299 or more is 6 months no interest always. Right now they have an offer anything you purchase in store $999 or more is 2 years no interest, and all 50 inch samsung tv's or bigger are 3 years interest free. Minimum payment is $10 or 2% each month whichever is more. Outside the promotion periods the apr is 22%. You can also ask for credit level increases and on the first purchase go over 10% of your credit limit. Thats program A.

    Program B is close differences are no credit level increases or over 10% of your credit limit. the Apr is 24%

    And for the weird people you have the option to have any purchase for 4 years at 11.9 apr. I have had 1 person ever do that option.

    So if you pay it off on time its not a bad card to have. And they send you coupons every so often

    Best buy rewardzone mastercard is different altogether.
     

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