I've been a member of eBay and Paypal for years. I've bought and sold lots of stuff (around 150 rating on eBay and 50 on Paypal). I'm not a power seller, but I sell lots of my stuff whenever I do not want it anymore or decide I want to upgrade it (computers, ipods, etc.). I've never had any problems until this year. In the last 6 months I've been ripped off 3X (for a total of about $50). That's not that much so I can deal with it. But it's the process that angers me. The first time was for a Mogwai (band) poster. After I purchased it the seller closed his account. I never got the poster and eBay did nothing b/c this person was no longer a seller. The next one was for some Livestrong bracelets (since they are on backorder from the store). The seller was banned shortly after the auction I won was over. I never received the bracelets. I contacted eBay and they said I needed to wait 30 days to file a complaint. So I waited 30 days and contacted them again. They responded and said that since I used Paypal I needed to contact Paypal. I contacted Paypal and they told me since it was over 30 days since the transaction they could not do anything. If eBay had just told me to contact Paypal in the first place I wouldn't have had this problem. I used my bank account so I could not get my money back. Next I bought a DVD. I got the DVD and it did not work in any of my dvd players or Macs....and now this seller is banned too. I have gotten no response from the seller. I contacted eBay and they again told me 30 days. So I immediately contacted Paypal. Paypal told me that since I got the item they did not protect my purchase (even though it does not work). Luckily I paid with my credit card this time so I'll be contacting my credit card company to reverse the charge. All of these sellers had good feedback. eBay and Paypal are joined now (eBay owns Paypal). But instead of trying to solve their members problems they bounce you back and forth and finally tell you they cannot help. In essence you are not protected by either Paypal or eBay. I've pumped thousands of dollars through these 2 companies but I feel like I have to try to not use them again. For all of those out there who use these services I would recommend using your credit cards for all purchases through Paypal so that maybe you can be protected by your credit card company. Sorry, but I needed to vent about this.