How much did your overall monthly bill change? I'm still on contract with 3 of my 4 lines, so I'm not eligible to try the monthly plan until they expire. When I upgrade, I can usually sell my old iPhone for around the same amount needed to buy a new iPhone at the subsidized price, so I rarely pay out of pocket for a new phone. If I decide not to continue the 2 year subsidized plan, then I'd have to pay roughly $40+ a month for my new phone. The only way it seems worth it is if my monthly bill goes down the same amount or more as a result of being off contract. In other threads I read Verizon drops the bill by $25 a month, but that's still not enough to make up for the higher cost $40+ monthly payment plan, so all in all it seems like I'm paying more if I go off the subsidized plan. Is there something I'm missing here? That's why I'd like to see how other people's bills had changed by going off contract at Verizon.