Hi all - so like many, I got up in the middle of the night, placed my order for the X and got an order placed. Then I got the "reservation" e-mail that said they couldn't connect with AT&T so I had to go through the service again - only this time it only let me do one of the AT&T Next plans. So I did that and put a huge down payment on it - it only let me go up to $999. Now my question - I assume I can just pay off the balance immediately and be done with payments and the phone is mine as if I had just bought it, right? Or can I "return" the phone on paper and just pay full price like I wanted to at the beginning? I'm not sure that it matters - I'm not aware of any extra fee for doing the next program? Thanks!