I'm trying to decide between Verizon's Asurion coverage of my iPhone 5 and Applecare+. Apple's option is obviously the more affordable - $200 for two years of coverage and two replacements to Verizon's $560 for the same. However, Applecare+ doesn't cover loss or theft. I've never lost a phone but I'm obviously a little concerned about the possibility. I know you can use Find My iPhone to track it if you've lost it and you can make it worthless to any thief by contacting Apple and reporting it stolen, but you don't get it back. I've created a poll to see how common this is. Let me know if you have any advice. Thanks!