Health care costs

Discussion in 'Politics, Religion, Social Issues' started by lewis82, Jan 29, 2012.

  1. lewis82 macrumors 68000

    lewis82

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    #1
    [​IMG]

    Just found this graphic. What is the US government doing wrong? Private system turning hospitals into corporations and thus making money?
     
  2. wpotere Guest

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    #2
    We have the best health care in the world!

















    If you can afford it....
     
  3. Zombie Acorn macrumors 65816

    Zombie Acorn

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    #3
    Wait until the government forces everyone to buy private health care.
     
  4. mobilehaathi macrumors G3

    mobilehaathi

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    #4
    Private insurance companies, private pharmaceutical companies that also freely benefit from taxpayer funded research, etc. We care more for profits than people.
     
  5. iJohnHenry macrumors P6

    iJohnHenry

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    Further off-loading the responsibility of good government onto the backs of people.

    The War Budget must be protected.
     
  6. mobilehaathi macrumors G3

    mobilehaathi

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    Oh yeah, that idea born in the Heritage Foundation back in the late '80s.
     
  7. iStudentUK, Jan 29, 2012
    Last edited: Jan 29, 2012

    iStudentUK macrumors 65816

    iStudentUK

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    I've never quite understood how the US system works. Surely if someone arrives in an ambulance with a heart attack or something they don't waste time checking for insurance? Hopefully they just administer treatment, but what happens if they later discover the patient has no insurance? Are they billed?

    What about a serious but less immediate illness... like cancer? Surely people are still treated if they have no insurance?

    I know some people get insurance through their work, but how much does it typically cost if they don't?

    It's a mystery to me! Pay taxes -> government provides healthcare, that makes sense to me.


    -------


    Apparantly the French have the best healthcare system in terms of performance according to the WHO. They spend around 11% of GDP on health.
     
  8. iJohnHenry macrumors P6

    iJohnHenry

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    Please, don't concern yourself.

    You'll only wind-up grinding your teeth in your sleep.
     
  9. leekohler macrumors G5

    leekohler

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    #9
    Yep- you're billed. If you can't pay (and really, who could afford it?), you're credit is ruined or at worst- you're bankrupted.

    Same as above.

    Last I checked, over $500 a month.

    Many people have been told we'll suddenly become socialists and lose all our freedoms if that happens. We have a lot of idiots in this country.
     
  10. iStudentUK macrumors 65816

    iStudentUK

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    #10
    You should be a doctor, I actually do have a problem with that! :eek:

    Bankrupt for being ill?! In a modern developed country?! I feel faint... :eek:
     
  11. samiwas macrumors 68000

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    Emergency services will be given, even without insurance. And yes, you will be sent the bill. Whether you can pay it (most likely not, as it could be in the tens to hundreds of thousands of dollars) is a different story.

    The less immediate illnesses will probably not get treatment unless you can afford said treatment. Again, this is out of reach for 95% of individuals.

    Even for those who get insurance through their work, many still have to pay a portion of that. I do not get insurance through my work, as I'm mostly a freelancer. The insurance for me and my wife, with a maternity plan because of the upcoming baby, is $813 a month, or just shy of $10,000 a year. If I got the plan through my union, the medium plan is over $10,000 a year, and the good plan is over $30,000 a year! There is a low-end plan, but you might as well not even pay for insurance at that point, as it covers practically nothing.

    Either way, even though we pay nearly $10,000 a year, we still also have to pay 20% of most services, up to $2,500 a year (this varies based on plan). So your plan is only to cover you AFTER you have paid the additional portion. The best part is that the deductible (the 2500 portion) resets at the calendar year. So we're paying it twice in the term of pregnancy.

    Trust me, I like your way better. :eek:
     
  12. Zombie Acorn macrumors 65816

    Zombie Acorn

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    If the illness is immediately life threatening you will be treated in the ER. I am not sure how they deal with cancer however since it is usually slower moving. Its likely by the time you were having immediate health problems due to cancer that you'd be up the creek.

    As was pointed out earlier you will be billed and when you can't pay they will attempt normal collection procedures until you declare bankruptcy of course.
     
  13. mobilehaathi macrumors G3

    mobilehaathi

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    In an emergency, a hospital is required to stabilze a patient regardless of ability to pay.

    Cancer? Have fun with a painful death.
     
  14. malman89 macrumors 68000

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    I think it depends on treatment for those without insurance. For the most serious of ailments, I think they just have to stabilize the patient and then force them out. I really don't know either though.

    I didn't have insurance for about 6 months last year because my dad was out of work and could no longer afford to pay it and my mom (divorced) didn't pick it up. Naturally, I would injure myself and go have to the hospital for the first time in 10 years (not counting physicals in the past).

    Cost me $800 just to go to the ER, $40 for X-rays, $275 for the doctor's bill. I probably should've waited to go to an 'Urgent Care' facility, which tend to be a bit cheaper, but I thought I had broken something at the time, so... yeah. Needless to say that was a crappy bill to pay off as a 22 year old college senior. Had to do a few month payment plan.
     
  15. mobilehaathi macrumors G3

    mobilehaathi

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    Welcome to the US! I think we call that Freedom.
     
  16. iStudentUK macrumors 65816

    iStudentUK

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    To all the above thanks for the responses. I am really shocked! Of course I knew the US didn't have public healthcare, but I never really thought about how that would work or effect people.

    Thank for the info, I don't want to be too personal but does that $10k per parent or for both? Either way that's a huge chunk of a typical household income.

    We have higher taxes here in the UK compared to the US and healthcare is a big part of that. But that means if I'm made redundant or whatever the NHS will still treat me without billing. Why would people want it any other way? At least Obama is kind of trying to push in that direction.
     
  17. iJohnHenry macrumors P6

    iJohnHenry

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    Mine is a result of a misspent youth, and a lot of gum-chewing afterwards.

    Do you wear an appliance to bed?

    But not Freedom from Corporate greed.
     
  18. lewis82 thread starter macrumors 68000

    lewis82

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    #18
    As if socialism was bad - it's not because USSR used socialist in its name that socialism = communism. (And even if it was, you guys know my opinion ;))

    --------

    I remember watching a video of a protest from tea partyers where one guy said "If you're sick and you can't pay, too bad. You just had to find some work. And if you couldn't work because you're disabled or something, that's not my problem either."

    Very sad to see this kind of attitude. I would be ready to pay more tax to help the society, while these kind of morons keep wanting more and more money to buy bigger SUVs and feed them with more gas. (Okay over-generalizing here, but still.)
     
  19. iStudentUK macrumors 65816

    iStudentUK

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    #19
    Appliance is an odd word for it... yes I wear a washing machine! Ok seriously yes, like a gum-guard type thing, and it's something that's only subsidised by the NHS here, not free. Maybe my US cousins can feel some sympathy for me! :)
     
  20. mobilehaathi macrumors G3

    mobilehaathi

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    We don't want freedom from corporate greed; we want to become part of the greedy corporations! I think we just have to work hard or something...
     
  21. iJohnHenry macrumors P6

    iJohnHenry

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  22. 0dev macrumors 68040

    0dev

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    Come on America, even Pokemon has free healthcare :rolleyes:

    In all seriousness, I don't think either the UK or US systems are ideal. Anyone who's used the NHS will tell you that it's not exactly the best system in the world. At the same time, USA's "pay or die" system isn't exactly so great either.

    IMHO, the best system - and I believe this is how a few European countries do it - is to make healthcare private, but for the government subsidise it for those who are unable to afford insurance. This way, the low income people are supported while those who have enough to afford insurance aren't taking money from the state. And, of course, taxes could be lowered as a result, since a massive percentage of the annual UK budget is spent on healthcare.

    Personally, I'm in the UK but on BUPA, and it's a lot better than the NHS by miles.
     
  23. iStudentUK macrumors 65816

    iStudentUK

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  24. wpotere Guest

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    Some hospitals have even been caught bouncing patients out the door because they didn't have insurance. A few years ago a woman died in a emergency room waiting for treatment and the triage set her to low priority because of the lack of insurance.

    Having used the German healthcare system, I can honestly say that our system sucks. Like I said before, we have the best, if you can afford it.

    According to my dad I am a communist because I want public healthcare.
     
  25. iStudentUK macrumors 65816

    iStudentUK

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    #25
    I'm afraid I don't even think the US system is the best if you can afford it (unless you mean can afford to bribe people for preferential treatment :D). Apparantly the Japanese have the healthist population in the world, but the French have the most efficient system (based upon factors like time to treatment, facilities etc).

    Damn commies! What'll you want next?!
     

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