How are you going to insure your iPhone 5?

Discussion in 'iPhone' started by minneola24, Sep 13, 2012.

  1. minneola24 macrumors member

    Joined:
    Feb 14, 2009
    #1
    Hello,

    New iphone user. Had my iphone 4s stolen under apple care.

    So for my iphone 5 I would like to have a plan that covers lost and theft.

    There are so many options, and some look "shadier" than others.

    What are you going to use?
     
  2. lorenwade macrumors 68000

    lorenwade

    Joined:
    Aug 27, 2008
    #2
    SquareTrade. It's the best deal right now. $90 iPhone 5 plans with the coupon. It does everything the AppleCare+ does and more for cheaper.
     
  3. M87 macrumors 65816

    Joined:
    Jul 18, 2009
    #3
    I'm not. Apple will replace your phone, even without warranty, for $200. As long as it hasn't been put through a meat grinder.
     
  4. troop231 macrumors 603

    Joined:
    Jan 20, 2010
    #4
    Smith & Wesson 500 snub nose. Oh wait, we arent talking about thieves? Lol :D
     
  5. Omacc macrumors member

    Joined:
    Sep 7, 2012
    #5
    lol i feel you on that
     
  6. Macman45 macrumors demi-god

    Macman45

    Joined:
    Jul 29, 2011
    Location:
    Somewhere Back In The Long Ago
    #6
    My bank offers separate protection for mobile devices free, I have AC and my household insurance covers the big one....Accidental damage. Apart from that there isn't much else you need.
     
  7. minneola24 thread starter macrumors member

    Joined:
    Feb 14, 2009
    #7
    Square Trade does not cover lost or theft.
     
  8. lorenwade macrumors 68000

    lorenwade

    Joined:
    Aug 27, 2008
    #8
  9. spiralynth macrumors regular

    Joined:
    Jul 23, 2008
    #9
    I'm gonna ensure that I thoroughly enjoy the **** out of it.
     
  10. eleite macrumors regular

    eleite

    Joined:
    Sep 13, 2012
    #10
    How was it stolen? Did you forget it or were your robbed at gun point?
     
  11. TMac923 macrumors newbie

    Joined:
    Feb 20, 2012
    #11
    What coupon? Do you have the code or a link to it?
     
  12. lorenwade macrumors 68000

    lorenwade

    Joined:
    Aug 27, 2008
    #12
    It's a custom coupon sent to your email that you had to sign up for before last night. It's gone now.
     
  13. leenak macrumors 68020

    Joined:
    Mar 10, 2011
  14. mojo pin macrumors regular

    mojo pin

    Joined:
    Sep 4, 2012
    Location:
    Midwest,US
    #14
    Sorry to ask my own question in someone else's thread but since we're on the topic, what ARE the options for iPhone insurance? I've always just insured my phones through Verizon but does that not work with iPhone? I know Apple does things a little different in terms of warranty and stuff like that. So is insurance through Verizon not an option? Or not "good enough"?

    (This will be my first iPhone.)
     
  15. leenak macrumors 68020

    Joined:
    Mar 10, 2011
    #15
    I was presented the insurance options when I ordered my phone on Verizon. They had a theft/damage/etc insurance for $10/month (or $120/year).

    ETA: I went and looked up the Applecare+ and here is the deal:
    AppleCare+ costs $99 and if you drop your phone or get it wet Apple will replace your iPhone for a $49 deductible (up to two times). But this does not cover if you lose your phone or get it stolen.

    So basically, if you are accident prone, for $150 total, you could get a 'new' (probably refurbished?) phone.
     
  16. minneola24 thread starter macrumors member

    Joined:
    Feb 14, 2009
    #16
    Dont be sorry, I'm asking the same thing.

    Apple offers their own insurance 99$ and 49$ deductible. But no lost/stolen.

    Squaretrade has their deal similar to apples but no lost/stolen.

    I'm currently looking for a plan with lost and stolen features if anyone wants to shed light.
     
  17. leenak macrumors 68020

    Joined:
    Mar 10, 2011
    #17
    I'd really look to your carrier then because Verizon definitely has that.
     
  18. mojo pin macrumors regular

    mojo pin

    Joined:
    Sep 4, 2012
    Location:
    Midwest,US
    #18
    Thank you both for your replies! That was very helpful. I think I'll probably just stick with Verizon. Looks like it's a little more expensive in the long run, but it'll be easier for me to pay the additional $10/month as opposed to dropping $99 all at once. Plus then I know it's protected from damage and lost/stolen phone.
     
  19. willmtaylor macrumors G3

    willmtaylor

    Joined:
    Oct 31, 2009
    Location:
    A Natural State
    #19
    AppleCare+ vs. VZW Warranty vs. Geek Squad. vs. SquareTrade

    I started this thread a while back: http://forums.macrumors.com/showthread.php?t=1411857

    Hopefully all here will find it helpful. If you have any questions or suggestions, let me know.

    Thanks,
    will

    ----------

    For the record, I'm doubling standard AppleCare with my Visa & adding on SquareTrade for the accidental damage.
     
  20. doc shivers macrumors member

    Joined:
    Jul 24, 2012
    #20
    we should all throw in $100 and start our own insurance pool, I'd be down.
     
  21. willmtaylor macrumors G3

    willmtaylor

    Joined:
    Oct 31, 2009
    Location:
    A Natural State
    #21
    Except for the $170-$200 deductible per lost/stolen phone claim.
     
  22. mojo pin macrumors regular

    mojo pin

    Joined:
    Sep 4, 2012
    Location:
    Midwest,US
    #22
    Ohhhhh that's not sounding so good. I thought it would be the typical $99 or whatever that most smartphones are. Hm. I may have to re-think this. Apple Care wouldn't be too bad... I've never ever lost a phone or had one stolen, but there's a first time for everything! And with my luck, that would be the first time.

    ETA: I'm reading through the link you posted now.
     
  23. Starbuckpga macrumors regular

    Joined:
    Jul 15, 2009
    #23
    Simple. Take care of it and it costs me zero dollars. Don't be stupid, clumsy, lay it around, toss it around, forget it, lay it down, or whatever. Just be-careful with it, take care of it, and you don't need to waste any money on an "insurance" plan.
     
  24. minneola24 thread starter macrumors member

    Joined:
    Feb 14, 2009
    #24
    Thats word for word what I said before I bought insurance without lost/theft.

    I always had my iphone with me, always in my pocket, I checked my pocket everytime I stood up from a seat or left a table.

    Things happen thoe.
     
  25. EcuadorianMami macrumors regular

    Joined:
    Oct 11, 2011
    Location:
    Somehwere in Los Angeles
    #25
    my 4s was stolen too...i had insurance with at&t and even though their insurance sucks they just send me a brand new iphones 4s...i'll be insuring with them again just because they do cover everything...but you do pay about $8 a month plus $199 deductible
     

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