My credit card is not a big bill. It's $1,200. I have heard of people taking out student loans to pay their credit cards and other debts. I am not going to take advantage of that. I have bad credit due to my relative screwing me over. I thought I could trust my relative by co-signing but unfortunately he proved me wrong. I'm close to graduating and have a potential job offer after I graduate. But I'm not sure how to take out a student loan to pay my debt. If someone can direct me how to do this I would appreciate it. I don't have anything of value to sell either. I just hit this rut and this is the only way I know how. Also I can't get a second job because I am still going to school. I have tried to research it but nobody states "HOW" to do it. They just say they did it and the search just comes up with student loan companies. I hope I can get a check mailed to me and if I get too much I WILL be sending back the rest.