How much is the savings really with Tmobile?

Discussion in 'iPhone' started by Pinkstiletto66, Apr 14, 2013.

  1. Pinkstiletto66 macrumors 6502

    Joined:
    Dec 12, 2010
    Location:
    New York City.
    #1
    I was reading that the savings might not be worth it after paying the monthly installments or even paying up front for the Tmobile iphone if I want to upgrade every year which I plan on. Can someone break down that theory. I mean I thought Tmobile would be cheaper than vzw and att. If I went with Tmobile I would get unlimited or the 60 dollar plan.

    Also I read vzw doesnt give subsidies anymore and after reading a post ATT still does but you pay 250 for an early upgrade. So with that because I want to upgrade every year which company would be more cost effective? With att I would get the 4gb plan.

    Is ATT worth the extra money coverage wise?
     
  2. CEmajr macrumors 601

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    Dec 18, 2012
    Location:
    Charlotte, NC
    #2
    For me it comes out like this

    I have 5 lines on Verizon (3 iPhone 5, 1 iPhone 4S, 1 iPhone 4), Share Everything with 8GB of data which comes out to about $285 per month after taxes/fees and my 20% discount.

    $285*24 + ($300 for my iPhone 5 32GB, $400 for 2 iPhone 5 16GB, $100 for the 4S, $0 for the 4) comes out to $7,640 over 2 years

    With T-Mobile I'm going to have unlimited data on 2 lines, 2.5GB on 1 line and 500MB on the other 2. Plus I'm going to be financing 3 iPhone 5's from T-Mobile for $20 per month so the bill will be around $227 after taxes/fees ($205 after 15% discount).

    $205*24 + ($400 upfront for the 3 iPhone 5s) puts me at $5,320 over 2 years. I'm getting the Verizon iPhone 4S and 4 swapped for AT&T model ones that I will unlock though so on that front I'm bringing my own devices. Also plan to sell the 3 Verizon iPhone 5s to cover the T-Mobile upfront costs of all the phones and some of the Verizon ETFs.

    So it will save me around $2,320 over 2 years. Of course your savings could vary depending on your data needs. Verizon has an awesome LTE network but 8GB shared between several lines is nothing for such a powerful device as the iPhone 5. They're a good deal if you hardly use your internet or are mostly on Wifi.
     
  3. vistadude macrumors 65816

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    Jan 3, 2010
    #3
    If you want to upgrade every year, it probably doesn't save a whole lot because you have to pay off the full cost of the phone with T-mobile. T-mobile makes sense if you want to keep a phone for lie 3-4 years, because after 2 years, you stop paying the subsidy. T-mobile also makes sense if you bring your own phone or buy unlocked.

    Otherwise, at&t and verizon is not so much more expensive if you don't mind dealing with contracts.
     
  4. profets macrumors 68040

    Joined:
    Mar 18, 2009
    #4
    I would say if you want to "upgrade" every year, and if T-mobile really separates the subsidy with their new plans, then it may be worth it.

    At one point I'd suck it up and buy an unlocked iPhone from Apple, or possibly one from T-mobile and 'finance' it through them. Then when you want to upgrade sell your current iPhone to fund most of the purchase price of the new one.
     
  5. Pinkstiletto66 thread starter macrumors 6502

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    Dec 12, 2010
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    New York City.
    #5
    Ok so an unlocked phone from Apple can be used on any network? Lets say I wanted to try the iphone out on multiple networks could I do it with an unlocked Apple iphone?

    Like I have an interest free Apple credit card right now so if I wanted I can buy the unlocked phone that way instead. I don't mind a contract I just want decent coverage and savings never hurt. I just wanted to do the break down before I bought one.
     
  6. tardman91 macrumors 6502a

    tardman91

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    Tampa Area, FL
    #6
    T-Mobile makes a lot of sense for someone like you if you pay in full up front. Then sell your phone when you want to upgrade and you've got most of the money to get your new phone.
     
  7. profets macrumors 68040

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    Mar 18, 2009
    #7
    Trying out different networks with a single iPhone will work for AT&T and T-mobile, but Verizon & Sprint being CDMA based that won't be possible.

    Definitely worth researching coverage, options & pricing for your area.
     
  8. Akack macrumors 6502a

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    Mar 5, 2011
    Location:
    USA
    #8
    Make sure the unlocked iPhone 5 you are buying from Apple is indeed the one that fully supports TMobiles band, specifically you want to see the HSPA+ 1700/2100 band support on the box. Have been reading that some people were still receiving the "old" iPhone 5 even though they purchased it on or after April 12.
     
  9. Tallguy93 macrumors member

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    Dec 14, 2012
    #9
    The best way to make sure you dont get the old iphone 5 is to just ask for the T-Mobile iPhone in store or select that option online. It will still be unlocked, but you will have peace of mind knowing that it is the "new" one that supports ALL GSM networks.
     
  10. osofast240sx macrumors 68030

    osofast240sx

    Joined:
    Mar 25, 2011
    #10
    Yes I bought my T-Mobile iPhone at Apple grand central station location. Sure enough I was handed a old model. I actually had to insist it was not a T-Mobile model, I had to explain to them how to tell the difference.
     
  11. 9th Wonder macrumors member

    9th Wonder

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    Mar 24, 2013
    #11
    What exactly are the differences, may I ask? I am planning to buy a T-mobile iPhone 5 via the Apple store today ...
     
  12. Pinkstiletto66 thread starter macrumors 6502

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    Dec 12, 2010
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    New York City.
    #12
    So it would be vice versa, getting the Tmobile iphone with the appropriate band would work for ATT as well?

    What I am thinking about doing is trying Tmobile's service first and if it's not great, then I will get ATT. Does anyone know what is the return policy for Tmobile? I know most carriers offer a 14 return policy, and if returned within like three days (with Sprint,) you get your activation fee refunded as well. I also heard companies like Best Buy, and usually the carriers would charge a restocking fee if bought directly from the carrier.

    ----------

    Would the average person know the difference? Is it a speed thing/reception thing. Like if I wasn't on Macrumors and I got the wrong phone, would I be able to notice anything?
     
  13. osofast240sx macrumors 68030

    osofast240sx

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    Mar 25, 2011
    #13
    It's funny I just read the back of the box were it supports 1700/2100
     

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  14. osofast240sx macrumors 68030

    osofast240sx

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    Mar 25, 2011
    #14
    If u buy at apple it's 30 days
     
  15. Rayfire macrumors 68020

    Rayfire

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    PNW
    #15
    I just bought one from T-mobile, you have 14days for their return policy and $50 restocking fee.
     
  16. Pinkstiletto66 thread starter macrumors 6502

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    New York City.
    #16
    Jesus, that fee is pretty hefty. I was reading from another thread and I am unclear.
    -If I get an iphone from Apple unlocked I would have to pay upfront or use my barclay apple credit card.
    -If I bought the Tmobile iphone from Apple, I can still finance? Would it be Tmobiles financing or the same barclay credit card situation?

    The thread also mentioned when you buy it from Tmobile and pay it off you have to fax over some information for it to be truly unlocked.
     
  17. Sean76 macrumors 6502

    Sean76

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    NYC
    #17
    these restocking fees are off the wall...
     
  18. CEmajr macrumors 601

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    Dec 18, 2012
    Location:
    Charlotte, NC
    #18
    If you get it from Apple your only option for financing is by using the Barclay Apple Credit Card. Their credit requirements are likely a little more strict than T-Mobile due to it being an actual credit card. Might not be an option if your credit is less than ideal.

    Make sure that when you buy it from Apple unlocked you check the back of the box to make sure that it's the new version released that supports T-Mobile. I bought one earlier today and forgot to look at the supported bands on the back of the box and noticed a lot of Edge when I put in my sim card. Gotta go exchange it tomorrow for the proper version.
     
  19. Pinkstiletto66 thread starter macrumors 6502

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    Dec 12, 2010
    Location:
    New York City.
    #19
    Keep me updated on what happens tomorrow. I currently have an apple card so I'm mulling it over. Just paid my cellphone bill soIhave a month to decipher, and lurk on the forums to see how the 5 is.
     
  20. LoloBond macrumors 6502

    Joined:
    Nov 21, 2011
    #20
    it still 14 days... you can return it after 14 day but you lose you upgrade and you will be stock in contract.
     
  21. 9th Wonder macrumors member

    9th Wonder

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    Mar 24, 2013
    #21
    :eek: :)
     
  22. osofast240sx macrumors 68030

    osofast240sx

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    Mar 25, 2011
    #22
    Mine says 30
     
  23. azhagan macrumors member

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    Jun 25, 2007
    #23
    Apple's return policy on iPhones has always been 30 days.
     
  24. Pinkstiletto66 thread starter macrumors 6502

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    New York City.
    #24
    Im looking at the other thread and some people are being told 14 while their receipt at the bottom says 30. Weird..
     
  25. LoloBond macrumors 6502

    Joined:
    Nov 21, 2011
    #25
    Correct, but they go by the carrier when it comes to upgrade and contracts. Like I said you do have 30 days but after 14 days you lose your upgrade and stay in contract.
     

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