i had a metro pcs phone and was paying about 45.00 a month. i just lost the phone and now i want to make the jump to an iphone4. i cant jump on a family plan with anyone so i cant save money that route. what has steered me away from iphones is paying close-to or over 100.00 a month for phone service on a single plan. are there any of you guys paying a low monthly bill for your iphones? i dont care if its at&t or verizon. the initial cost of the phone doesnt both me its the monthly charge that is hard to swallow. (i live in the US) any tips or plan types u have that can get me a payment of around 80.00 or less after all additional fees are added. the company i work for allows me to receive about a 15% discount from either verizon or att. but the discount is only off of the plan price and not anythine else.