I haven't used the upgrade program in the past, so I was not able to get pre-approved for the X. As a result, I bought it outright at 3am for delivery on 11/3. Once I receive the phone, would it be possible for me to "return" the phone to an Apple Store and then re-buy it with the upgrade program? Thanks in advance! UPDATE: I took it to the Apple Store on 11/3 and they did it for me. They were very nice about it. The phone I purchased was a T-Mobile phone and they returned it and gave me an AT&T one (something about needing the phone to match your carrier). Process took about 40 minutes altogether.