From my early childhood, I was always taught that debt is a bad thing, and if you happen to have debt to pay it off ASAP. Living within our means was a given. Everyone had a savings account, and some long term savings investments. Times have changed, credit cards are a given, debt is a normal occurrence and savings are at an all time low. This is the direct product of an instant gratification society, where many things are less and less appreciated and the common theme for happiness is spending. It is disgusting. The States are 9.5 TRILLION dollars in deficit. Just let that sink in for a moment. NINE AND A HALF TRILLION in red as of August '08!!! What would the bank do if you were in debt and not paying it off; instead, you ask the bank for more money and hand the responsibility for payoff to your children and grandchildren?? Would you do that? Would anyone in their right mind do that? Yet, somehow it is OK for the government to borrow more and print additional money to pay for expenditures, handing the bill not only to us, but our kids and grandkids. If we as people do not wake up from this life of deficit, by 2017 the mortgage meltdown is going to look like a joke. Everyone and their grandchildren will be paying for it. Go see this movie if you dare.