I have a credit card that has a balance of a couple of thousand dollars and has reached its overall spending limit. I can easily pay it off in the coming months so long as I halt my weekly dinners and movie outings but until then I would love to defer accumulating interest ad wanted to inquire here on MacRumors about potential avenues concerning transferring said balance to perhaps a 0% APR in the meantime. If it makes any difference my card is currently with Capitol One but wouldn't mind moving that balance to say Citi, who I have an account with also. I've been a Capitol Customer for a year and a Citi customer for over 10. I'd rather have that conversation here than on the phone with a bank representative who will try to sell me into one of their accounts. Thank you!!!