I do a bit of international travel and carry my Macbook Pro, Ipad and Iphone with me all of the time. I contacted my insurance company to find out if my electronic equipment was covered in the case of damage or theft. Interestingly enough, what I found out was that I could add a ryder onto my policy that would cover me in case of damage, theft or loss of property. I added $5,000 worth of electronics coverage and it increased my home owners insurance by $14 / year. Just another way to look at insuring your devices. Hope this helps others.