Well, depending on the phone, $200 is not generous, although it is easy. Your 5, if its in good shape and actually has iOS 6 on should go for close to $500 on eBay...not sure about the 4, but probably much better than $200. Just a thought.Why not take advantage of the generous $200 trade in for iPhone 4 & 4s?
Depending on the carrier, you can then get a 6 or even a 5s to save more money
My 4 and 5 are both still on iOS 6.
4 is being traded in.