Tomorrow is my last day to purchase AppleCare+ for my white iPhone 5. I've read that some people have been able to get partial /pro-rated refunds a year after they've owned their iPhones when they resell them or upgrade to new iPhones. Now my question is - can I get pro-rated refunds after only a few months of purchasing applecare+? The reason being that I still prefer a black iPhone 5 over a white. I got a black on launch day, badly scuffed out of box, and exchanged it for a flawless white the next day. I will have another black iPhone 5 delivered in November, and if that one still shows up all scuffed / scratched, I'll be convinced to just forget about black altogether. Now if the new black shows up in good condition and has no sign of flawed anodized coating, I will want to keep that one and re-sell the white one I now have.