iPhone insurance in the UK?

Discussion in 'iPhone' started by BB.King, Sep 15, 2012.

  1. BB.King macrumors regular

    Joined:
    Jun 29, 2012
    Location:
    London UK
    #1
    I'm looking to get an insurance to cover lose/stolen/user damage for the iphone 5. Can someone please suggest some good deals in the UK? This is the 1st time I'm getting a phone insurance, so a bit new to this.

    Many thanks

    P.S. I got close to 80GB of Dropbox storage, is there any creative ways to use it to offset the storage limitation on the 32GB iphone?
     
  2. duction macrumors 6502a

    duction

    Joined:
    Jun 6, 2010
    Location:
    U to the K
    #2
    natwest gold is the best i could find :) thats through the Bank :)
     
  3. mojo8472 macrumors member

    Joined:
    Jun 11, 2009
    Location:
    Swansea, Wales
    #3
    I have mine on my home contents insurance (Barpax Associates). It's insured against everything you mentioned. Didn't cost anything to add to either which was pretty awesome!
     
  4. BB.King thread starter macrumors regular

    Joined:
    Jun 29, 2012
    Location:
    London UK
    #4
    I'm with HSBC, but they don't seems to offer phone insurance after a quick look on their website. Also I don't want to add the phone to my home insurance since I'm saving the claim for something major.

    My carrier (Vodafone) offer insurance of £12.99 per month with £50 deductible, I'm looking to beat the monthly payment but keep the same amount of deductible.
     
  5. Killa k macrumors newbie

    Joined:
    Sep 27, 2012
    #5
    iPhone insurance uk

    I would like to get my ip5 Insured, any recommendations which is the best company, I've known quite a few ppl who have had problems reclaiming with companies. Who are you guys insured with.
     
  6. bunts macrumors member

    Joined:
    Jun 18, 2009
    Location:
    UK
    #6
    Mine is insured with my bank (Barclays). It's a free perk with my account.

    Never had an issue claiming and over the years I've claimed twice for iPhone incidents. Everything went smoothly.

    I'd check if your bank account comes with mobile insurance first.
     
  7. John T macrumors 68020

    John T

    Joined:
    Mar 18, 2006
    Location:
    UK.
  8. OllyW Moderator

    OllyW

    Staff Member

    Joined:
    Oct 11, 2005
    Location:
    The Black Country, England
    #8
    That isn't phone insurance. AppleCare is an extended warranty and won't cover claims for accidental damage and lost or stolen phones.

    Mine is covered on my home insurance.
     
  9. Killa k macrumors newbie

    Joined:
    Sep 27, 2012
    #9
    I will try with my bank, apple don't cover for lost/stolen
     
  10. mattydee87 macrumors regular

    Joined:
    Aug 22, 2008
    #10
    I highly recommend using your bank. I signed up for a Lloyds TSB "Silver Account" as it covers iPhone, well any phone and also gives you additional benefits such as AA etc.
     
  11. cfcboy macrumors regular

    Joined:
    Sep 18, 2012
    #11
    iPhone 5 insurance (uk)

    Never insured a phone before but the price of the iPhone makes me think its a prime target for some grubby little opportunist. Have many of you insured, who can you recommend and Is loss insurance as simple as it sounds?
     
  12. MrGimper macrumors 601

    MrGimper

    Joined:
    Sep 22, 2012
    Location:
    Andover, UK
    #12
    ProtectYourBubble.com

    Insured an iPhone 5, 4s, iPad 2, iPad 3, and Macbook pro for £25 a month.
     
  13. bandofbrothers macrumors 601

    bandofbrothers

    Joined:
    Oct 14, 2007
    Location:
    Uk
    #13
    The only thing I don't like about them is that they will replace let's say a 12 month old iPhone with a 12 month iPhone and not a new one. That's my understanding from looking at the small print.

    Also If your paying monthly you are required to pay the remaining yearly fee before they will settle any claim.
     
  14. Morlais macrumors newbie

    Joined:
    Oct 4, 2012
    #14
    Phone Insurance

    Do you know if they cover theft outside the home?
     
  15. d123 macrumors 68000

    d123

    Joined:
    Oct 19, 2009
    Location:
    Earth
    #15
    Insureandgo seem to offer some decent policies.
     
  16. bandofbrothers macrumors 601

    bandofbrothers

    Joined:
    Oct 14, 2007
    Location:
    Uk
    #16
    insureandgo


    Ain't that a travel insurance company ?
     
  17. d123 macrumors 68000

    d123

    Joined:
    Oct 19, 2009
    Location:
    Earth
    #17
  18. bandofbrothers macrumors 601

    bandofbrothers

    Joined:
    Oct 14, 2007
    Location:
    Uk
    #18

    Thanks for the link.

    Premium of £39.50 @ 12 monthly payments £474.00 + £25 excess = £499.

    Cost of a new iPhone 16gb 4s to 5 is £529.

    I more prone to think one would be better off saving the £40 per month in a high interest savings account !
     
  19. BB.King thread starter macrumors regular

    Joined:
    Jun 29, 2012
    Location:
    London UK
    #19
  20. Aniseedvan macrumors 6502a

    Joined:
    May 14, 2012
    Location:
    UK
    #20
    My barclays additions account is £6.50 a month, i have never used it for actual banking - got set up for mobile insurance and nothing else!

    They increased it from £5 a month last year but i now have additionally £500 gadget insurance so the ipad is also covered.

    I have my SGS2 covered but i know the iphone is covered, and will transfer it once i jump across.
     
  21. rsnapeuk macrumors regular

    Joined:
    Oct 19, 2011
    #21
    I'm with my bank (RBS) with a Silver Current account. It costs £8-9 a month, depending on what offer you sign up with, and comes with insurance for iPhone,
    covering loss, theft and damage.

    It also comes with other benefits such as free HMV digital downloads & Lovefilm
    monthly rentals.
     
  22. d123 macrumors 68000

    d123

    Joined:
    Oct 19, 2009
    Location:
    Earth
    #22
    Where did you get those figures from?

    Go back and read the page this time :rolleyes:

    That's an ANNUAL price (as in pay premium as listed and have 12 months insurance).

    LOL
     
  23. Fuzzywuzy macrumors member

    Joined:
    Sep 21, 2012
    Location:
    Kinghorn, Fife, Scotland.
    #23
    I get cover with my bank HBOS. £10 a month for 2 iPhones, AA breakdown and worldwide travel insurance. £100 excess but on 2 £600 iPhones that's not bad.
     
  24. zoonyx macrumors 6502

    Joined:
    Oct 18, 2011
    Location:
    Northern England
    #24
    I'm the same.

    However it's worth noting the Barclays excess for iPhones is £80-£100 I believe. Bit unfair compared to any other phone being about £25. For anything other than a loss, I'd be inclined to go via apple for a replacement at £150 odd
     
  25. afd macrumors 6502a

    Joined:
    Apr 12, 2005
    Location:
    Scotland
    #25
    I looked into this a couple of years ago, ProtectYourBubble seemed the best on paper but online reviews said they weren't good at paying out.
    Has that changed?
     

Share This Page