I was at the Apple Store to buy a gold iPhone 6s 64GB model. I assumed they would ask me for my AT&T info and give me a subsidized price. The lady told me that cannot be done and I had two options 1. Pay full 2. Make monthly payments (It was around $40 a month) Anyone else have this experience? For the record, AT&T is still offering subsidized iPhones with a 2 year contract.