I live here in the heart of Phoenix, AZ, and at a local grocery store here (Basha's) they just installed brand new card terminals that take both chip & PIN, and NFC cards. Now here's the kicker, you can't tell that it has NFC, just three green circles on the screen. Tap your card (or iPhone 6) to the screen and you've paid. The screen says "Insert/Swipe card" with no mention of tap. Just tap anyway and it still worked! I wonder why they don't "advertise" this feature on the terminal?! Now to the iPhone part of the subject....YES! I can use my iPhone 6 to pay in even more places! Let's see placed that I've encountered NFC so far: -Home Depot (NEW)- also has Chip and PIN -Circle K - Always had it -Walmart (NEW! - only in locations that have brand new terminals)- all do have EMV chip and PIN -Target (new readers, not yet activated until new cash register software) -Best Buy -Fry's Food (Kroger) (NEW- only in places that have the new readers) This is in stark contrast to last year where people said NFC was failing. Bring on the iPhone 6.