I had some problems after performing a routine sync for my iPhone 4 in iTunes yesterday. I ejected my iPhone after iTunes froze and I lost about 25 GB of Music. All my apps and contacts are still on the phone, but I have a few GBs of purchased apps that have not been backed up on to iTunes. iTunes is saying that i need to "Restore the iPhone to factory settings". If I do that, will I will lose all the apps I just purchased on the app Store with my phone that were not backed up on iTunes? If so, is there an alternative service I can back up my new apps, photos, contacts? Is there a way iTunes can provide a refund for the purchased apps?